Your question is a common one and the provisions in the bankruptcy code are fairly straight forward. Specifically, if your chapter 13 Plan...

If First Mortgage is current can mortgage insurer which, paid off second, force us out of our home and into foreclosure?

Generally, in Oregon, a second mortgage note that was taken out as part of a non-purchase transaction on your home, may seek deficiency against you...

Why is property that produces farm income exempt from the harp program?

I think your problem involves an eligibility question regarding the ownership of your home loan. HARP is a government program for loans owned/held...

We received a summons for foreclosure

You have 30 days to respond to their complaint or the Creditor will ask the court to enter Judgment against you. Once they have judgment they...

We received a summons and need to file a motion. Do we need a lawyer to fill out the motion?? This is for foreclosure.

I'm sorry to hear about your financial troubles, but it seems like you have options. As an initial matter, you want to determine if you can afford...

In Bankruptcy Chapter 13 do I have to pay attorney fees to lender for action taken against me that was unfounded?

Your question is a common concern among chapter 13 Debtors when homes are concerned. We have started to see many cases of lenders/servicers...

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We had our home foreclosed on by our first mortgage holder. There was a second mortgage also.

Now that the foreclosure sale has completed there is no longer a deed of trust securing the Note you signed with the second mortgage holder. Which...

Are Oregon real estate foreclosure laws the same as Washington?

The question you are asking is resolved by ORS 86.770's language regarding mortgage satisfaction at subsection 2. It specifically provides three...

How long in Oregon does it normally take after a foreclosure is instigated.... in our case, the bank just said it may consider

Judicial Foreclosures in Oregon follow a common pattern: First they send a summons and compliant to your address, via process server for in person...

Lawyer billed 3 times the amount originally quoted in chapter 13 case and didn't due what was originally promised.

I think you are asking two different questions here: 1) Can you challenge the creditor's claim to fees you do not think it is owed and 2) Can you...