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Stephen James Foondos

Foreclosure Attorney at Sacramento, CA

3.7   6 reviews
  • Licensed for 33 years
    State CA
    Acquired 1990
    Active Lawyer disciplined by state licensing authority in 2021

About Stephen

Learn Stephen’s areas of practice.

Practice areas
  1. Foreclosure
    Our firm specializes in saving the homes of our clients who are facing wrongful foreclosure. We also will represent clients who have already lost their home to foreclosure and now may be eligible for monetary damages due to their illegal foreclosure.

    1,000 cases

  2. Personal injury

At United Law Center, our corporate mission is to be a legal resource for the public to obtain a free legal consultation on any legal topic. Our attorneys are courteous, effective, innovative and strive to meet our clients' goals while maintaining the highest ethical standards. Secondarily, we shall seek to alter the negative public perception of attorneys by utilizing a one-on-one approach when discussing legal matters with our clients. We shall promptly communicate and respond to clients' requests, shall provide a cost-effective legal platform and have mutual respect toward our clients. Above all else, we strive to deliver the results our clients seek.

For more than six years, United Law Center has been battling the banking institutions and fighting the good fight. No firm has been practicing as long as we have in this unique and complicated area of law. Although we can't guarantee results, we can guarantee that we will work as hard as we can to preserve your house, keep you in your home and achieve your goals as quickly as possible. United Law Center is the leading California firm for wrongful foreclosure, predatory lending, bank fraud and modification fraud litigation.

We don't have a Justice System. We have a Legal System. A System that favors Large Insurance Companies, Courts that favor Corporations over people, and Lawyers who are more concerned with maintaining the Status Quo over the needs of people they should be representing and protecting. We're different. We are the Davids fighting the Goliaths of the Legal System.

Photos and videos

Our friendly staff are waiting to assist you!


United Law Center
3301 Watt Ave.
Sacramento, CA, 95821

Foreclosure lawyers nearby


3.7 / 5.0
  6 customer reviews
5 Star
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1 Star
Posted by DC - CPPEA | July 14, 2015
knowledgeable and genuine
I found Mr. Foondos and his staff to be very knowledgeable, patient and thorough. Their pointed questions inferred that they grasped the nuances of the matter, and the time they dedicated to our consultation demonstrated a genuine interest in our endeavor.
Posted by Ken | July 13, 2015
We are fortunate to be associating with United Law Center!
Our association, CPPEA, was in need of a competent, responsive, aggressive, and knowledgeable law firm. After an extensive search we found a few qualified candidates and after interviewing them the United Law Center (ULC) was distinctively the best choice. We believe that ULC would represent our members most effectively and efficiently. We are most impressed by the special characteristics of the the ULC for being up to date with the technology, creativity, willingness to take risks, and being adaptive of our unique needs and circumstances, and most importantly their willingness to augment their system in order to accommodate and serve our purpose.
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Posted by Jason | June 14, 2015
The "no time limit consultation" is for real!
I have worked in the legal profession for years and never have I met an attorney that will just talk with you, offer advice and not put a limit on the time or a price on the time. I could have used an number of attorneys but after doing some research and hearing Steve on KFBK, I choose to trust him with saving my house.
Posted by Karen | June 8, 2015
Great Experience
I had a consultation with Stephen Foondos and it was a great experience no timeframe I was able to express my concerns and he told me exactly what I could expect. When you email the staff they email back in a very timely manner I appreciate this. I feel I am in great hands with United Law Firm and I truly believe my battle with my lender will be over. Thank you to Stephen and Staff
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Posted by anonymous | August 10, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Monthly legal fee scheme - do not waste your money
Small retainer and a flat monthly legal fee. There's a reason for that. Litigation is a long process and majority of that process is your file just sitting there. Meanwhile Foondo's cashes your $1750+ monthly check. The attorneys will convince you to settle the case for pennies siting, "It's the best you'll get." After almost two years of paying a $5K retainer and Foondo's taking a $1750 monthly fee and his joke of an attorney telling me to settle my case for $15K, I took my case elsewhere - we went to trial and it resulted in a multi-million dollar judgment. Litigation is a horrible situation to find yourself in. An attorney that exploits that and profits off of it is the last thing you need.
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Response from Stephen Foondos August 17, 2022
I am very happy your case turned out so well for you. Although, it is unfortunate to hear things like this, especially when there is no way to respond when I do not know the name of this "client" and United Law Center has had no case with such an outcome and an unhappy client. We have help thousands of homeowners since 2008 stay in their homes and recover damages for wrongful foreclosure and I am very proud of our efforts, which include a dozen or so published and high exposure cases that have strengthened California homeowners' rights. Of course, we strive to do better, and I would welcome this individual to call me personally so we can discuss the issues they seemed to have experienced. As I said, however, I am very glad to hear their case turned out so well, a very rare outcome indeed! Congratulations.
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Posted by anonymous | March 26, 2015
Would Not Recommend
All talk, no action. Delays, no filing of case/complaint. Left hand doesn't seem to know what the right hand is doing. Wasted my time and took my money. Wanted more $ for a securitization audit on a Fraud case. Based their fee on what your mortgage payment is and quoted one price, then raised it when we met. The associate seemed to be pushing a modification. Not what I signed up for or paid thousands of dollars for in retainer and fees. Got out after that and still trying to get my refund of the rest of my money
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Contact for Details


AVVO RATING 4.2 (Concern)

Professional misconduct

This lawyer was disciplined by a state licensing authority in 2021.

Discipline, Probation; no Actual Suspension issued in CA, 2021
updated on 01/07/2022

This sanction means the attorney had a suspension placed on hold (and ultimately removed) by complying with certain requirements.

Work Experience

  • Managing Partner
  • United Law Center
  • 2008 - Present
  • Managing Partner
  • The Sacramento Legal Group
  • 1999 - 2008
  • Managing Partner
  • Goodwin, Block, Sargetis & Foondos,
  • 1995 - 1999
  • Attorney
  • Cadet & Associates
  • 1993 - 1995
  • Attorney
  • Hefner, Stark, & Marois
  • 1990 - 1993
View all work experience


  • McGeorge School of Law, University of the Pacific
  • LL.M - Master of Laws
  • 1993
  • McGeorge School of Law, University of the Pacific
  • JD - Juris Doctor
  • 1989
  • California State University, Chico
  • BS - Bachelor of Science
  • 1987

Sample of Legal Cases

  • Linza v. PHH Mortgage
  • Jury trial netted a $16.2 million verdict. Judge later ruled for a $158,000 judgment against PHH Mortgage.
  • Sullivan v. JP Morgan Chase Bank, NA
  • Published Decision
  • Meixner v. Wells Fargo Bank, N.A.
  • Published Decision
View all legal cases


  • State Bar of California
  • Member
  • 2009 - Present

Languages Spoken

  • English
  • Greek

Honors and Awards

  • Finalist - Consumer Attorney of the Year
  • Consumer Attorneys of California
  • 2014

Attorney endorsements

Received (3)
Given (0)
Endorse Stephen
Litigation Attorney | Jun 01
Relationship: Co-worker
"I endorse this lawyer."
Personal injury Attorney | Jun 12
Relationship: Fellow lawyer in community
"I endorse Stephen. He is a highly skilled attorney that is well respected in the legal community."
Unknown Attorney | Dec 14
Relationship: Other
"I am very impressed with Stephen Foondos and his credentials. I endorse this attorney."
This attorney hasn't created any attorney endorsements recently on Avvo.
Sacramento Foreclosure Lawyer Stephen James Foondos
Stephen James Foondos
Foreclosure Attorney
Sacramento, CA
Licensed for 33 years
This lawyer was disciplined by a state licensing authority in 2021. See details