Archived
Can I apply for an auto loan if I have completed my ch 13 repayment plan but have not yet received my discharge?
Gary's answer
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Answered on August 07, 2018
Yes, you can. There are actually 2 lenders who have a selection of vehicles from all over the US that they will finance if your Chapter 13 Plan is...
I’m filing 13 bankruptcy by myself and they want my bank statements for 2 months. Will they also need my husbands bank account ?
Gary's answer
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Answered on August 05, 2018
The short answer is yes. Even if you file alone, his income is counted for the "means test" (statement of "current monthly income.) It is also...
DMI on a 100 percent plan?
Gary's answer
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Answered on August 04, 2018
The National Association of Chapter 13 Trustees (NACTT) had an article. It read: "Self Representation + Chapter 13 = 0% success rate."
You need...
Will filing a Chapter 13 allow me to catch up on my past due house payments??
Gary's answer
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Answered on July 27, 2018
Yes, you can do a Chapter 13 reorganization if you have the income to support it. What we need to do is see if you can support the plan as the...
Archived
Me and my fiancé own a home together. Can I file bankruptcy ?
Gary's answer
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Answered on July 23, 2018
In general, I agree with the attorneys, especially the last response. This is a very important issue and you do not want the bankruptcy trustee to...
Can I file a bankruptcy and it not affect my wife?
Gary's answer
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Answered on June 21, 2018
If you have separate debts and she does not file with you, your filing is not going to effect her credit. On the other hand, if a loan or purchase...
Archived
Can I force a loan company to take a vehicle back if they refuse to?
Gary's answer
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Answered on June 18, 2018
If you can find someone who has a place like a tow yard, they might be willing to lien sale it for a couple of hundred dollars. That way they can...
I'm getting sued by my credit card company&am thinking of filing bankruptcy, does my wife need to file bankruptcy as well?
Gary's answer
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Answered on May 26, 2018
No, she does not. However, her income if any is considered to see whether the two of you are above the "median income" for a family size the same...
Archived
Will my debt ever be discharged? (California)
Gary's answer
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Answered on May 22, 2018
I agree with what the other attorneys told you. As to your accounts, they are limited to one each 6 months. They do not get notified when you $100....
Archived
Do I need approval from my partner to file Bankruptcy if he resigned from the company but is still a shareholder in our LLC?
Gary's answer
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Answered on May 19, 2018
I, in general agree with the other attorneys who say you should see a highly experienced bankruptcy lawyer for this. I also agree that this may be...
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