If my rent and utilities are included in my income, can i still file ch7. Do i include that Means Test?
Gary's answer
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Answered on May 15, 2018
You have the amounts counted on your W2. Clearly your employer considers the rent and utilities part of your income. If you are receiving income in...
If I file bankruptcy is this will affect my wife because she is the earning member and we are not in good relation?
Gary's answer
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Answered on May 03, 2018
There are several issues to go over with an experienced bankruptcy attorney. 1) As long as you are married you are limited to the "standard...
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I filed a chapter 7 bankruptcy in August 2010 and it was discharged in December 2010. I am eligible to file chapter 7 now?
Gary's answer
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Answered on March 24, 2018
You are right. You can file Chapter 7 after 8 years from the date of filing. Therefore August 2018. However, you do qualify to file Chapter 13. The...
Can I convert my current chapter 13 bankruptcy into a chapter 7 and still keep my home if I continue to pay my mortgage ?
Gary's answer
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Answered on February 11, 2018
There is another thing to consider. That is whether you have any assets other than the home that are NOT EXEMPT. A good example of this would be if...
We filed for bankruptcy ch7 hire a lawyer then filed ch13 didn’t pay amount to trustees every month case got dismissed got
Gary's answer
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Answered on January 12, 2018
You hired an attorney to do a Chapter 7? Did you get a "discharge order? or did the Chapter 7 get converted to a Chapter 13?
If you had an...
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Can I still try to contact my lender to see if I can get loan modification or any program to help me keep my house before it get
Gary's answer
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Answered on January 12, 2018
Do you realize that when your first Chapter 13 was dismissed, a new Chapter 13 will only give you a 30 automatic stay restraining order? The second...
What is the typical total cost of filing for a chapter 7 bankruptcy?
Gary's answer
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Answered on January 09, 2018
How much does a car cost? It depends on a lot of factors. The same is true with a bankruptcy. Anyone that can tell you a price without knowing your...
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Am I responsible for towing of the vechicle to yhe dealership on a car reported in bankruptsy chap 7?
Gary's answer
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Answered on January 06, 2018
You are NOT responsible for any costs. However, if you agreed in writing to pay the fees to the towing company you can be liable for that. If they...
Why can my medical insurance company get more of my injury settlement than me?
Gary's answer
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Answered on January 03, 2018
I would HIGHLY recommend attorney Edward A Smith. All he does is personal injury, almost exclusively Auto Accidents. His website is...
Archived
Chapter 13 repayment hardship don't know what to do?
Gary's answer
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Answered on December 18, 2017
Sadly, your attorney is correct. There is no real protection for "father's house." That is because it isn't his house. You have a 1/2 ownership in...
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