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Currently in Chapter 13 with Mortgage, note was sold to New Company in Nov, just received notice of hearing for possible forclos
Cindy's answer
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Answered on April 17, 2015
And demand an accounting for payments. There may be significant errors in the new bank's or the old bank's records regarding payments made. There...
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Will my husband's income be counted if I file an individual chapter 7 bankruptcy case for my separate debts?
Cindy's answer
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Answered on April 17, 2015
The code requires that you list all household income and expenses for the means test, this would include your spouse's income and his expenses. He...
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What kind of Order can I file in the BK Court to Redeem my properties, properly listed in my schedules that went uncontested.
Cindy's answer
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Answered on April 17, 2015
Your question is very confusing. In part because you seem to be confusing actions taken in a state court matter, and bankruptcy law. If your...
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If I file chapter 7 in California what can I keep ?
Cindy's answer
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Answered on April 14, 2015
Assuming you have lived in California for at least 2 years, the California Exemptions would probably protect all of your assets. The exemptions...
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What's options do I have besides walking away from chapter 13. I used all my tax refund because I don't have enough money
Cindy's answer
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Answered on April 13, 2015
Without knowing the underlying facts as to why you filed a chapter 13, which are too involved for this format, I can say you have several options. ...
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Can a mortgage holder file a notice of default while I am under Chapter 13 protection before obtaining a relief from stay?
Cindy's answer
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Answered on April 09, 2015
It sounds like you you may have recently filed. If your plan has not been confirmed then they are stayed from taking any action to enforce their...
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I WAS IN CHAPTER 7, PAID OFF ALL MY DEBTS TO ZERO. CAN I GET THAT DISMISSED SINCE I NO LONGER HAVE TO BE IN IT
Cindy's answer
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Answered on April 09, 2015
As with other counsel, I am confused as to why you would file a chapter 7 then reach settlements with your creditors and pay them off. Were they...
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Can i file chapter 7 bankruptcy in Ca? Im married, but my husband is not a U.S. Citizen, and Im unemployed.
Cindy's answer
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Answered on April 07, 2015
Your husband's immigration status doesn't effect your ability to file a bankruptcy. If you chose to file on your own, however, his income would...
Archived
I filed a Bk Chapter 7 and I need to be able to claim my homeowners exemption. Not in home on filing date what can I do?
Cindy's answer
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Answered on April 07, 2015
Your inquiry contains several different issues which may or may not affect each other. You need to sit down with a bankruptcy attorney to...
Does a fraud judgment survive Chapter 7 bankruptcy?
Cindy's answer
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Answered on April 06, 2015
Look under 11 USC section 523 to find the exceptions to discharge. You will need to file an adversary action (the bankruptcy term for law suits)...
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