Archived
My mother in law helped us pay $3000 towards a car that we took a loan out on the car in our name. Can we legally take the car?
Cindy's answer
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Answered on May 12, 2015
Legally, if only your name is on the car and the car loan, it would appear the car is yours. Your mother-in-law may be owed an unsecured debt by...
Archived
After Filing Chapter 13, do I need to file a "Stay"
Cindy's answer
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Answered on May 11, 2015
As stated, you should notify opposing counsel and the court as a courtesy at the very least. If you have the stamped front page of your petition,...
Archived
How do I make a creditor correct wrong information on my credit report after Chapter 7 discharge?
Cindy's answer
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Answered on May 11, 2015
I realize this wasn't the question, but please remember, the HELOC may have been discharged, but to the extent you still own your house, it is...
Archived
Chapter 7bankruptcy with asset discharged but not closed
Cindy's answer
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Answered on May 06, 2015
There is no time limit in an open 7 to file an objection to claim. That being said, will it make any difference. If the assets of the estate are...
Archived
My business went under and we need to file for commercial bankruptcy. Can I do that on my own?
Cindy's answer
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Answered on May 06, 2015
IF the business is a separate entity and not a sole proprietorship, you must have an attorney to file a bankruptcy or any other legal proceeding...
Chapter 7 in california. 703 exemptions. Pending worker's comp case. What exemptions are available to protect my case?
Cindy's answer
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Answered on May 06, 2015
Workers Compensation Claims or a portion of them may be exempt in California depending upon what exemptions you chose and what other assets you may...
Archived
Will a CA BK attorney represent me as I finalize a settlement w the BK Trustee and her lawyer in estranged husband's Ch7
Cindy's answer
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Answered on May 04, 2015
Look under find a lawyer for a BK lawyer in your area. Depending upon when he filed his bk, there may be some overlap between the CA bankruptcy...
In California is your attorney required to give you a copy of your bk documents?
Cindy's answer
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Answered on April 30, 2015
I'm not sure what you are looking for. If your case has not been discharged, the attorney would not be able to give you your discharge. The...
Archived
My question concerns recognition/validity of loans to a family member who may soon file Chapter 7 or 13 personal bankruptcy.
Cindy's answer
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Answered on April 30, 2015
Your bank records are your evidence if someone objects. Make sure you file them with your claim, and keep track of what is going on. A promissory...
Archived
Filed ch7 in 2009. Mortgage & equity loan not included.Credit report says both accts closed & no pymnts made. What should I do?
Cindy's answer
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Answered on April 30, 2015
Many banks refuse to report ongoing payments after the filing of your bankruptcy petition unless you reaffirm on the debt, which in most...
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