Archived
My Mom owns a small commercial building in California. Property is owner occupied and in foreclosure now
Ekaterina's answer
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Answered on January 14, 2013
If your mom is behind on her mortgage, she can file for Chapter 13 bankruptcy. This will allow her to catch up on the missed payments over time....
Archived
To deal with the 2 mp. which one is better a remodification or a reficance .. please adivse
Ekaterina's answer
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Answered on January 13, 2013
I don't think anyone can answer this question, really. This depends on what you believe is best for you to do.
Archived
I'm looking for assitance to file violation of the Home owner bill of rights against Bank lender for dual Track
Ekaterina's answer
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Answered on January 07, 2013
I agree with the prior answers. I think you should see a lawyer and discuss what has been your experience with the bank all this time....
Archived
Does the newly enacted California Homeowner Bill of Rights add 90 days between the Notice of Default and Notice of Sale?
Ekaterina's answer
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Answered on January 07, 2013
This law was enacted to stop the abusive practices of banks towards people who were trying to get a loan modification. The bank cannot foreclose...
Archived
I want to know if a government financial assistance program for foreclosures exists?
Ekaterina's answer
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Answered on January 03, 2013
Also see http://www.nationalmortgagesettlement.com/
Archived
What documents are necessary to postpone foreclosure sale in California?
Ekaterina's answer
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Answered on December 27, 2012
In my experience, the bank usually postpones the foreclosure by one month evey month while reviewing your loan modification request. I agree with...
Archived
A Notice of Default and subsequently, a Notice of Trustee's Sale was recorded on my property. I entered into a repayment plan.
Ekaterina's answer
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Answered on December 27, 2012
The bank does not have to record a new NOD.
Archived
Eviction Process after Foreclosure
Ekaterina's answer
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Answered on December 27, 2012
Of course, your daughter doesn't want to have an eviction on her record because it will be very difficult to find another place to live. Eviction...
Archived
Is the clock ticking to foreclosure date "dual course of action"?
Ekaterina's answer
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Answered on December 27, 2012
The new law is supposed to restrict "dual tracking." What this means is that, after you apply for a loan modification and while your loan...
Archived
Received a cancellation of debt notice from chase bank that i had a $145k 2nd with. they are releasing the lien on the property.
Ekaterina's answer
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Answered on December 17, 2012
Cancellation of a debt will affect your credit history. Your credit history will likely say that the debt was forgiven/charged off. With regards to...
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