Archived
If you're making payments to the party that services a charged off home equity line, can they still foreclose if they see equity
Ekaterina's answer
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Answered on January 26, 2014
I agree with the previous answer. However, I do want to add one thing: your loan could have been charged off AND your bank could have done the lien...
Archived
Is there a difference between a trustee sale that was cancelled instead of postponed? Different requirements for new sale?
Ekaterina's answer
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Answered on January 26, 2014
If you are facing foreclosure, speak with an attorney right away! Do not wait. Many people make the mistake of either waiting too long or waiting...
Archived
If lender & address on deed of trust is not the same as lender on closing documents, can assignee of DOT foreclose on property?
Ekaterina's answer
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Answered on January 26, 2014
I agree with the previous answer. The general though is: if you are not paying your mortgage, it does not matter who forecloses. Somebody forgot to...
Archived
Greentree sold our house to themselves yesterday in the middle of a loan modification. Can I reverse that sale?
Ekaterina's answer
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Answered on January 26, 2014
I agree with the previous answers: the best way to avoid foreclosure is to seek help before foreclosure. Unfortunately, people wait too long and...
Archived
Approved Trial Period under HAMP from mortgage servicer and Debt Validation from Trustee Sale servicer
Ekaterina's answer
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Answered on January 25, 2014
The goal of a HAMP modification is to bring your monthly mortgage payment as close as possible to 31% of your gross monthly income. If $3,020 trial...
Archived
I recently defaulted on my home modification because BofA sold it to a servicer who demanded my home insurance to be paid
Ekaterina's answer
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Answered on January 25, 2014
I am not sure what you are asking. However, if you already got one modification, you will probably not get another one. What is your goal? Are you...
Archived
I have a Complaint filed against me in St Crt? What is the impact if I file for chapter 7 bankruptcy on the case?
Ekaterina's answer
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Answered on August 02, 2013
I agree with the prior answer.
Archived
What stops a creditor from re-attaching a stripped lien judgment from a Chapter 20 bankruptcy since there is no discharge?
Ekaterina's answer
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Answered on August 02, 2013
Was the debt included in your Chapter 7 bankruptcy? If so, it was already discharged and you no longer have personal liability for it. The creditor...
Archived
I FILED BK7 AND IT WAS DISCHARGED 3/11/2011. I OWE A CONDO AND I INCLUDED THE HOA DUES ON THE BK7.NOW I AM SHORT SELLING THE CON
Ekaterina's answer
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Answered on August 02, 2013
I agree with the prior answer. You are not responsible to pay for the pre-petition HOA dues, but you are responsible to pay for post-petition HOA...
Archived
Modification my personal property
Ekaterina's answer
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Answered on June 26, 2013
What bank are you with? You may want to consider taking legal action.
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