Questions answered by Malcolm Ruthven

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Where can I file for bankruptcy?

Malcolm's answer | Answered on July 27, 2015

I second the answer provided by attorney Larkin. I'll add, as suggested by attorney Shields, that you should check the exemptions available in the...

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I have lost everything i had betting on horses

Malcolm's answer | Answered on July 10, 2015

My very first bankruptcy client had lost her money gambling. The good news was that she had already joined Gamblers Anonymous. After she received...

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I own a business. I have product that I send customers. I want to file a bankruptcy. Can I send my customers their goods?

Malcolm's answer | Answered on June 23, 2015

You individually and your corporation are separate entities. Your interest/shares in the corporation would be assets of in your personal Chapter 7....

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Do I need to reveal my Bankruptcy chapter 13 status to the court or plantiff for an Unlawful Detainer?

Malcolm's answer | Answered on June 21, 2015

You've received excellent advice in the prior replies. I'll add that in California, the form to file in state court is the CM-180 Notice of Stay of...

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New Homestead Exemption Amount in California

Malcolm's answer | Answered on June 18, 2015

the homestead exemption only needs to protect equity in the property, what it's worth above what is owed on it. You didn't mention how much equity...

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I have not been paying or filing taxes since 2007, is it still possible to file bankruptcy? lien for cc debt

Malcolm's answer | Answered on June 14, 2015

You can file bankruptcy without having paid your taxes, but you might have the returns for those years so the trustee would know if you were going...

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My boyfriend is in the process of filing for Chapter 7. When we get married (after Ch7) will commingling assets be an issue?

Malcolm's answer | Answered on June 08, 2015

From what you said, he would be paying you current rent, not paying you for a pre-existing debt, so I don't; see a problem. But he definitely...

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Question re: filing for Chapter 7 bankruptcy & anticipating a getting a job offer (currently unemployed & separated from spouse)

Malcolm's answer | Answered on June 04, 2015

You may be in, as i like to say, your "Window of Opportunity" for a Chapter 7 bankruptcy. After you get that (good) new job, maybe not. Do...

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Hello Is there is a way to settle a default judgment for less than the full amount and legally avoid any tax liability? Can

Malcolm's answer | Answered on May 28, 2015

I think you would be stuck with a taxable event of $45,000, with an exception in the event you would be "insolvent" at the time. See your tax...

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I was the bookkeeper for a company that did not pay payroll taxes. Am I liable?

Malcolm's answer | Answered on May 21, 2015

You should have nothing to worry about at all.

Malcolm Ruthven's Answers (817)

Where can I file for bankruptcy?

I have lost everything i had betting on horses

I own a business. I have product that I send customers. I want to file a bankruptcy. Can I send my customers their goods?

Do I need to reveal my Bankruptcy chapter 13 status to the court or plantiff for an Unlawful Detainer?

New Homestead Exemption Amount in California

I have not been paying or filing taxes since 2007, is it still possible to file bankruptcy? lien for cc debt

My boyfriend is in the process of filing for Chapter 7. When we get married (after Ch7) will commingling assets be an issue?

Question re: filing for Chapter 7 bankruptcy & anticipating a getting a job offer (currently unemployed & separated from spouse)

Hello Is there is a way to settle a default judgment for less than the full amount and legally avoid any tax liability? Can

I was the bookkeeper for a company that did not pay payroll taxes. Am I liable?