Archived
I get notice I m a creditor in BK13 action. I then look up the file at courthouse and see the Chapter 13 Plan and my name is
Malcolm's answer
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Answered on September 10, 2015
Read the answer from Gary Fraley, which tells you everything you need to know. I'll add that judging from your question, you definitely need ot...
Archived
Bankruptcy question about credit counseling certificate
Malcolm's answer
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Answered on September 02, 2015
I disagree with those who say nothing will happen about your failure to take the credit counseling course before filing your Chapter 13. I think...
Bank of America issued a 1099 for discharge of debt to me, but refuses to update credit report as it still shows outstanding?
Malcolm's answer
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Answered on September 01, 2015
You posted this question under "Bankruptcy" but never mentioned bankruptcy. Was that debt discharged via a bankruptcy? If not, how was it discharged?
Can you hire an attorney after you file chapter 7 bankruptcy pro se before the meeting of creditors?
Malcolm's answer
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Answered on September 01, 2015
The short answer is a definite yes. The longer answer is that if you're thinking about doing that, sooner is better than later. The attorney will...
Archived
I filed BK 13 because I have arrears. My payment plan was confirmed. However, hijackers are using my case to stop foreclosures.
Malcolm's answer
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Answered on August 25, 2015
Be sure to notify and discuss this with the U.S. Trustee's office in San Francisco (link below). Their office put on a program a few years ago...
Archived
Do I live in the same household as my wife for chapter 7 means test purposes
Malcolm's answer
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Answered on August 16, 2015
First, if you desire to file a joint Chapter 7 with our wife, you may do so in spite of living separately. You didn't ask that, but I thought I...
Archived
How do I get tax relief so I can live?
Malcolm's answer
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Answered on August 12, 2015
How old are the back taxes (for what tax years), and did you file the returns on time for those years? That's starter information to determine if...
Archived
What should a creditor do i n Chapter 7 Bankruptcy meeting of creditors?
Malcolm's answer
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Answered on August 09, 2015
Is the business a corporation or a sole proprietorship? If the former, is the corporation or the individual owner filing the Chapter 7? Is the...
Archived
Should I declare bk if there is a judgement and notice of levy, given I don't have the means to pay?
Malcolm's answer
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Answered on August 05, 2015
That's not enough information to determine if you should file bankruptcy. There are (or should be) many elements to be considered. Do yourself a...
Archived
How do I file a judgment against a non profit business that has not paid me for contract work I have done for them.
Malcolm's answer
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Answered on August 02, 2015
A few questions for you.
1. Were you an employee of the consulting group (received a W-2) or an independent contractor (received a 1099)?
2....
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