Negoting a settlement with bank that forclosed on investment property, i am trying to avoid a chapt 7 by showing them what get

I agree with my brethren. You have got it figured out. But the bank will want more. And they may wait for some future date when YOU hope to have...

My dad is in debt in ca, what happens if he dies before he could file for bankruptcy, can the bank seize all the properties he h

Theoretically, yes. However it is a major hassle, takes a lot of time and money on the banks' part. Unless there is a lot of money involved (say...

Question about punitive damages in a FDCPA case

All of the above. The Court looks at the behavior specifically to you, more generally as to the public, AND the overall assets and ability to pay...

No. Citizens have a right to file bky.

California: day before my house was to forclose i filed ch13 bk, i am now able to pay past and current fees. I don't wan

Great! Pay what is past due, then dismiss your Ch13 bankruptcy. Glad things worked out for you.

Debt collectors are calling for the wrong person at my phaters in law house? Can I speak for them as a son in law to DC

Yes. And follow up your phone call with a short letter telling them to stop calling the wrong person at the wrong house. Send it certified, keep a...

Before you know "how much you can sue for", you need to know how much this cost you. Doctor bills? Loss of time at work? Etc. Many car accident...

The account numbers often don't match. Could be numbers assigned internally by the collection agency, or the bank changed owners, or whatever. The...

Agency ran my credit with out my authorization.

That was illegal. But so what? You can pursue them in court if you wish. But probably the credit check did not 'ding' your credit. If you wish,...

We sent a letter for validation of the debt to a collection agency on 2010 they never response to our validation by mail

They deleted the information. That is all that they are required to do. There is no law making them send it to you in writing. As Atty Paula...