Archived
Bankruptcy in California. If 1 spouse filed chapter 7 four yrs ago using 703 exemptions. Now other spouse files. Can use 704's?
Geva's answer
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Answered on February 09, 2015
Your wife can use CCP 704 exemptions and claim homestead exemption in the residence, provided that the property is eligible for such exemption....
Can a client who filed bankruptcy five years ago file for bankruptcy again?
Geva's answer
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Answered on January 31, 2015
From the question it is not clear if the former bankruptcy was filed under Chapter 7 or Chapter 13 and if the former bankruptcy ended with...
Archived
Does bankruptcy include medical bills?
Geva's answer
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Answered on January 27, 2015
Medical bills is not an exception for the discharge and you can include it in your bankruptcy. Good luck.
Archived
Im on the title to the house but not loan
Geva's answer
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Answered on January 25, 2015
Could be that a chapter 13 bankruptcy may help you. Could be other options as well. I agree that you need to get consultation from a local...
Archived
Our bankruptcy attorney signed off on a 6-month cure with the bank for our house. How does a 6-month cure work?
Geva's answer
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Answered on January 25, 2015
Sound like your attorney negotiated a six month cure adequate protection agreement with your lender. Typically, it allow you cure your post...
Filed bankruptcy in 2011, had Cash Call Loan & they sued, then dropped suit, & sold debt to their other company. Is this Legal?
Geva's answer
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Answered on January 25, 2015
Once the debt to Cashcall got discharged in your bankruptcy, nobody can collect this debt anymore. Attempts to collect a debt that got discharged...
Archived
Can someone direct debit money after I file bankruptcy?
Geva's answer
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Answered on January 23, 2015
Debiting money post-petition from your account for a pre-bankruptcy debt is a violation of the bankruptcy automatic stay. If the creditor knows...
Archived
May I use a home inspector and damage report to lower equity on a principal home? Ch.7. $70,843.39 in equity; Damage: $63,995
Geva's answer
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Answered on January 23, 2015
There is not enough information in the question. Did you already file a bankruptcy case and there is a dispute regarding the value? The first thing...
Archived
What rights do I have when a debt collectors calls my job?
Geva's answer
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Answered on January 22, 2015
I agreed with the prior responses. However, I also want to warn you that there are a lot of scams involving collections. You did not specify who...
Archived
I own a LLC. I want to terminate it. Will Chapter 7 bankruptcy save me time?
Geva's answer
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Answered on January 22, 2015
Although the outcome of the chapter 7 bankruptcy is the dissolution of the LLC there are a lot of other issues to consider. Please note that the...
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