I am 26. $60k student loans $30k in credit card and miscellaneous debt. Unemplyed. Exhausted all resources. Best options?

You probably want to consult a local bankruptcy attorney in your area. Bankruptcy will help you to discharge your credit cards debt, medical bills,...

Can a person file a chapter 11 without losing the house? What would be an estimate for this service? What other options are ther

There are a lot of factors missing which needs to be considered. It could be that Chapter 13 bankruptcy is your best option for you and it is...

Can I collect a judgment if the person filed bankrupcy chapter 7? He was running a fradualent repair business that wasn't legal.

Your lawsuit was based on events that happened before the bankruptcy filing. I take it that the Defendant did not list you as a creditor in his...

Can my 2nd mortgage lender sue me for a deficiency after my property foreclosed and sold. The property is in San Francisco, CA.

Generally, if the first lien foreclosed on the property and the second lien is not a purchase-money loan, than the second lien holder can file a...

There's two judgements against me since 2009, My balance is not reflecting any change. What should I do?

In California judgments carry annual interest in the rate of 10%. In addition, the creditor may add to the judgment amount costs associated with...

Selected as the best answer

Bank of America is offering to give me a full principal forgiveness on my Home Equity account of $41K. Is this for real?

Bank of America maintains a second lien extinguishment program. If you received an extinguishment offer directly from Bank of America via Fedex...

If its been 4years since my account has been levied am i safe too open an account

If there is a judgment against you than it is good for 10 years and may be renewed for another 10 years. So you may need to look at the actual...

What is my liability if I cannot pay off a credit card balance

If you received a discharge in your 2009 Chapter 7 bankruptcy, than you will need to wait 8 years from the date of the filing of said bankruptcy in...

Selected as the best answer

Is it a must to report first mortgage to bankruptcy even thought the debt is reaffirmed?

You must list all debts in your bankruptcy even if you want to pay the debt in order to keep your home. All secured debts, including your first...