Questions answered by Geva Baumer

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I am out of a chapter 13 bankruptcy, my mortgage company is ordering me to pay 5000 back fees from a closed bankruptcy?

Geva's answer | Answered on June 06, 2015

You probably want to talk to your bankruptcy attorney. Your mortgage lender may have violated Federal Rule of Bankruptcy Procedure, Rule 3002.1,...

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I am about to file chapter 13 with no lawyer. Do I have to do the filing in person? or can I send someone else to do it for me?

Geva's answer | Answered on June 06, 2015

While you do have the right to represent yourself in chapter 13, I strongly urge to get assistance from a local chapter 13 bankruptcy attorney....

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After Filing Chapter 13, do I need to file a "Stay"

Geva's answer | Answered on May 11, 2015

I agree with all responses and just want to add that the Judicial Council of California created a form to be used in order to notify the Court of...

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My almost Ex ignored a debt so our sons bonds were seized. How can my 21 yr. old son file to get them back?

Geva's answer | Answered on April 10, 2015

I agree that more details are missing. The nature of the debt is not clear. Were the bonds seized by the sheriff? It also not clear why you are...

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Does a bank have the right to deny me a modification if I'm in the process of bankruptcy?

Geva's answer | Answered on April 09, 2015

Sorry to hear that you got denied for loan modification. While the bank is not bound to modify your loan only because you have filed for Chapter...

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I have a debt collection on my credit report recently, what to do now?

Geva's answer | Answered on April 06, 2015

In addition to the above, you can send a Cease and Desist letter to CenturyLink, demanding that they cease communicating with you concerning the...

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HOW MUCH COST TO SUE A BANK FOR FORCLOUSE IF IAM ALREADY OUT OF THE HOUSE

Geva's answer | Answered on April 05, 2015

From the facts stated in your questions it is not clear if you have any cause of action against the foreclosing lender. Hiring an attorney may cost...

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I am doing seller finance on a property in California. Can I act as the deed trustee so I can foreclose fast

Geva's answer | Answered on April 04, 2015

If you intend to record a deed of trust against the property and you provide the finance, you are the beneficiary of the deed of trust. The...

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Is This Inheritance subject to the 180 day rule in BK?

Geva's answer | Answered on April 04, 2015

Bankruptcy code 541(a)(5) states that the bankruptcy estate include "Any interest in property that would have been property of the estate if such...

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What are the steps to remove my sister as POA. Is my mom responsible for credit card bill that my sister has accumulate as POA?

Geva's answer | Answered on April 04, 2015

In addition to the above, if the sister is an authorized user on the card, your mom also need to contact the credit card company and cease the...

Geva Baumer's Answers (139)

I am out of a chapter 13 bankruptcy, my mortgage company is ordering me to pay 5000 back fees from a closed bankruptcy?

I am about to file chapter 13 with no lawyer. Do I have to do the filing in person? or can I send someone else to do it for me?

After Filing Chapter 13, do I need to file a "Stay"

My almost Ex ignored a debt so our sons bonds were seized. How can my 21 yr. old son file to get them back?

Does a bank have the right to deny me a modification if I'm in the process of bankruptcy?

I have a debt collection on my credit report recently, what to do now?

HOW MUCH COST TO SUE A BANK FOR FORCLOUSE IF IAM ALREADY OUT OF THE HOUSE

I am doing seller finance on a property in California. Can I act as the deed trustee so I can foreclose fast

Is This Inheritance subject to the 180 day rule in BK?

What are the steps to remove my sister as POA. Is my mom responsible for credit card bill that my sister has accumulate as POA?