Bankruptcy question about credit counseling certificate

There are many requirements in chapter 13. One of the requirements is that you complete an approved credit counseling course prior to filing...

Can I file bankruptcy for online personal payday loans.

The short answer is yes but need to qualify for bankruptcy. Contact a lawyer for more information.

Can i file a motion to strip second mortgage on chapter 13 a year after i filed bankruptcy?

The first question is was the property worth less than what was owed on the first mortgage on the date you filed chapter 13? If the answer is yes,...

Do I live in the same household as my wife for chapter 7 means test purposes

The short answer is yes, you will qualify as separated for the means test. You do not need to file divorce or legal separation papers to be...

How do I get tax relief so I can live?

Bankruptcy can discharge income taxes and some other types of tax but there are specific rules. The first question is what years do you owe for...

Bankruptcy questions about attorney fees

Unfortunately not. The exception to discharge is found in section 523(a)(15) of the bankruptcy code. A bankruptcy can forgive debts to your...

I'm in consolidation, can I file for chapter 13??

You have a right to bankruptcy but is it right for you? Chapter 13 will usually get you a much lower monthly payment than a consolidation so if...

Bankruptcy prohibits collection efforts against you. Nothing in bankruptcy prohibits you from voluntarily paying a creditor after bankruptcy. In...

I was in a chapter 11 that was converted to a chapter 7.

You can have standing to object to claims if you have a monetary interest in the outcome. Procedurally, you might ask the trustee to consent to...

Can you have standing even though Judicial Estoppel was denied?

The short answer is that the trustee essentially owns the claim. You may be able to claim some part of any recovery exempt (necessity of life) but...