Archived
If someone agrees to help you make your plan payments, do they have to submit any financial information to the court?
Michael's answer
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Answered on April 19, 2016
This is a matter of local practice. The chapter 13 trustee in Oakland will expect a declaration from the person that is helping you. The...
Archived
How can i(we)claim our money? Small claims? Can a corporation file bankruptcy? Shouldn't I have been informed of the bankruptcy?
Michael's answer
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Answered on April 19, 2016
This raises many issues. First, a corporation is a separate legal entity and can do a bankruptcy. The agent of the corporation is different from...
Archived
If a file for Chapter 13 bankruptcy and then dismiss the filing will my bankruptcy filing still show up on my credit report?
Michael's answer
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Answered on March 09, 2016
As soon as you file it will show on your credit report. If your case is dismissed that can show as well but dismissal does not remove it.
Archived
I want to file bankruptcy. I have a little more consumer debts than business debts. Can I pay off my consumer debts b4 filing?
Michael's answer
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Answered on March 08, 2016
That's a tricky question because there are limits on what can be paid prior to filing bankruptcy. Generally the law is concerned with...
Archived
I want to file bankrupt.
Michael's answer
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Answered on December 08, 2015
Bankruptcy creates a court order stopping lawsuits from credit card companies, collection agencies and even individuals. Being served with a...
Archived
Discharge
Michael's answer
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Answered on November 10, 2015
The vast majority of chapter 7 cases are what we refer to as "no-asset" cases. In a no-asset case, a creditor can be notified of the bankruptcy...
Archived
Does a Chapter 13 Bankruptcy filed August 2012 prevent a current employee from filing an overtime claim against the BK employer?
Michael's answer
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Answered on November 05, 2015
In order to be discharged in chapter 13 the debt needs to be listed in the bankruptcy. Creditors can be added for about 4 months after the filing....
Archived
Can my mortgage servicer report on-time payments to the credit bureaus after Chapter 7 Bankruptcy discharge?
Michael's answer
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Answered on October 21, 2015
The credit reporting laws essentially say that any reporting must be truthful and accurate. The law does not require reporting. That means the...
Archived
I am in California and have gotten my self in debt with installment loans. I have a total of 5 that sum up to 22000.00
Michael's answer
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Answered on September 17, 2015
Creditors do have the right to sue you but typically they will try other collection tactics first. That means they will call you and send you...
Archived
We are in ch. 13 bankruptcy, in california. husband recently passed away, leaving me with medical bills. what are my options?
Michael's answer
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Answered on September 15, 2015
There is no simple answer to your question. There are a couple of possibilities. The bankruptcy rules allow you to continue to perform under your...
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