Archived
Besides at prenuptial agreement, what other legal or tax considerations should I take before marrying someone after he filed Ch7
Michael's answer
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Answered on June 08, 2015
Once he receives his discharge, his debts are forgiven! At that point you can get married without fear his debts will come back to haunt you. ...
Payoff auto loan outside of the chapter 13
Michael's answer
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Answered on May 27, 2015
You can payoff the car at this time and it will not cause a problem with getting the discharge. Another thing to consider is paying off the...
Archived
When can bankruptcy docs relating to 9/2008 Discharge & Final Decree be shredded &/or otherwise destroyed?
Michael's answer
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Answered on May 15, 2015
There is no written rule for how long you should save bankruptcy papers. I'd say you're safe to destroy them now. If worse goes to worse, the...
Archived
How do I escape paying for a 2nd frivolous appeal that a bankruptcy debtor keeps filing and naming me as the appellee?
Michael's answer
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Answered on May 15, 2015
There is no simple way to say, "I just don't want to deal with this." I handle appeals I realize how expensive and time consuming it can be. That...
Chapter 7. If I made "preference" payment to bro of $2,000.00; Can a preference payment be listed and exempted to prevent unwind
Michael's answer
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Answered on April 29, 2015
The exemption laws do not allow you to claim exempt (meaning necessity of life) things you voluntarily transferred. The result is that you can't...
Am I eligible for a chapter 13?
Michael's answer
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Answered on April 23, 2015
Filing Chapter 13 gives you the opportunity to cure the arrears through a plan over as much as 60 months. The Fair Credit Reporting Act requires...
Archived
I filed a Chapter 13 bankruptcy. I took my credit counseling course after I filed. Will my case be dismissed?
Michael's answer
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Answered on February 26, 2015
Your case will likely be dismissed for failure to complete the counseling course prior to filing. There are a few cases where judges have allowed...
How much will the interest rate on my car change in a chapter 13?
Michael's answer
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Answered on February 12, 2015
Chapter 13 will not lower the interest rate on a car unless the car was purchased 2.5 years before the filing of chapter 13. The chapter 13 plan...
If I want to convert my Ch 7 to a ch 13 which form do I complete? Do I have to refile all new docs?
Michael's answer
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Answered on February 11, 2015
Converting your case to chapter 13 requires a motion with the court. If you started in chapter 7 and submitted papers saying you were unable to...
Archived
I filed for chapter 7 bankruptcy and got my discharge. Two weeks later I was sued by a car accident person. Can they do this?
Michael's answer
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Answered on January 28, 2015
Chapter 7 can discharge obligations that arise before bankruptcy so the date of the accident is the relevant date. Hopefully you listed the other...
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