Joan was recommended to me by another attorney that I trust. I came to her after having a less than satisfactory brief encounter with another bankruptcy attorney who advised me to incur more debt, saying I would not qualify without it. I didn't want to take bankruptcy but I felt I had no choice. Still, I was very ashamed at the mess I had gotten myself into. From the first meeting with Joan she gave me hope that I could soon be out this nightmare, and she gave me back my self-respect. I found her knowledgeable and easy to work with. She walked every step of this ordeal with me. I'm still sorry that I had to go that route, but meeting and working with Joan was the best experience of my life. If you're like me and have too much pride to accept help, take my advice, swallow that pride and run, don't walk, to see Joan. It is obvious she cares about the welfare of every client and I will always be grateful for what she did for me. I am now debt-free and more aware of the pitfalls that go along with credit cards. Never again.