James Anthony Michel

James Anthony Michel

5.0
Rating: 8.3

Licensed for 29 years

Bankruptcy and debt Lawyer at San Francisco, CA
Practice Areas: Bankruptcy & Debt, Consumer Protection, Foreclosure

2912 Diamond St #373, San Francisco, CA

About James

Biography

Practice Areas

3

Practice Areas

Bankruptcy and Debt 65%

Chapter 7 and Chapter 13 bankruptcy petitions to discharge debt and protect consumers' property, and consumer rights in debt collection cases. Defending consumers against debt buyers and collection agencies. Student loan cases.

29 years | 178 cases

65%
Consumer Protection 20%

Enforcing consumers' civil rights against abusive debt collectors in Federal Court, Bankruptcy Court and California Superior Court.

17 years | 22 cases

20%
Foreclosure 15%

Preventing foreclosure with Chapter 13 Bankruptcy and helping homeowners obtain a loan modification.

22 years | 25 cases

15%

Fees and Rates

Cost

Free Consultation

$0 first 15 minutes


Payment Methods

  • Cash
  • Check

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Licenses

Licensed in California for 29 years

State: California

Acquired: 1996

Active

No misconduct found

Location

Law Offices of James Anthony Michel

2912 Diamond St #373, San Francisco, CA, 94131

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James Anthony Michel's Reviews

Avvo Review Score

5.0 /5.0

30 Client Reviews

Showing 1 - 5 of 9 reviews | Recommendation

Posted by dan | September 13, 2019 | Hired Attorney | Bankruptcy & Debt

Superb attorney

If there is anyone who is undecided about hiring James, they need to know our story.  We got into financial trouble from overwhelming medical expenses.  I wish we have been profligate and scattered our money experiencing wild and exciting things, but that was not the case. Before we were in contact... with him, we spoke with other attorneys.  We felt they did not spend the time to provide us with good information and advice.  We felt that they just wanted to push us into doing what was best / easiest for them.  We would have been lost had James not helped us. He spent the time and made the effort to help us understand the rules so that we could make the right decisions and get the best deal possible.  He helped us survive even though we have hit some rough spots. 

James Michel

Replied last September 13, 2019

Thanks, Dan, and don't be afraid to get back in touch if anything gets weird in the future. Although we wrapped it up for now, certain parties can play games after the fact and hope you don't notice!

Posted by anonymous | September 13, 2019 | Hired Attorney | Bankruptcy & Debt

Extraordinary Bankruptcy Litigator

I am a big fan of James Michel. He knows his Bankruptcy law cold, and when there are court hearings, he runs circle around the other attorneys. In my situation, a creditor had a large judgment against me and I was ready to take out a loan in order to try to settle it. But James came in and argue...d that the creditor violated the bankruptcy stay. At first the Bankruptcy Court didn't think so, but after a few months, James changed the Judge's mind. It turns out that the automatic Bankruptcy stay is much more favorable to creditors than most people realize. Now I don't have to pay the judgment, and the creditor is going to pay James’ attorney fees. James would be especially helpful for bankruptcy debtors, where creditors have violated the automatic stay.

James Michel

Replied last September 13, 2019

It's always reassuring when the law achieves its purpose and bankruptcy statutes are applied fairly and consistently. But there are times you have to fight to make it so!

Posted by Henry and Lupe | September 13, 2019 | Hired Attorney | Tax

Very Knowledgeable, Creative, and Trustworthy

We've talked with a lot of lawyers. Most are arrogant, and self claimed know it alls. After speaking with James, he came across as sincere, knowledgeable and trustworthy. We hired James to help with some tax issues. The issues and problems were very complex. My wife and I are seniors, sim...ple people, and could not make sense of a lot of the paperwork, rules, and regulations. It was a huge stress. We hired James who helped us understand what was going on, simply and directly, and helped us resolve our problem. He is very knowledgeable with the law. He helped us with a creative solution to our problem. I would recommend him to anyone because I never got the impression he was rushing us along or pushing us toward a goal just to make money. We felt that he was listening to us and helped recommend options for us to take, that was in our best interest, not his wallet.

James Michel

Replied last September 13, 2019

I'm humbled that you would take the time to share your experience. I was privileged to be a part of this case.

Posted by Carolynn | May 03, 2016 | Hired Attorney | Debt Collection

Very Thorough!

I'd been searching for an attorney due to getting sued by a student loan. I called him and we were able to meet the very next day. Very personable listened to all my concerns and reassured me to no worry that he had dealt with this company many times and menruined the companies lawyers by first name ...which was a huge relief. He's been super thorough this this stressful process and it's been a huge relief. We are still in proceedings but everything has been going smoothly. So far so good. Definitely would recommend!!

Posted by luis | January 30, 2012 | Chapter 13 Bankruptcy

JAMES MICHEL : A SKILFUL LAWYER THAT INTERACTS AND WORKS CLOSELY WITH CLIENT

When I hired James, I had a barrage of lidigation against me in State Court, I had an adverse lawyer hounding me with calls and letters, I even had a Judge who I thought was prejiduce against me, My cituation was bleak, the lawyers that I consulted where uncertain and hesitant, lacked the confidence ...and experience, my case was not easy, to say the least.....Until I met James, he explained to me, that my case was certainly doable in a chapter 13 scenario, he showed mastery of the law and confidence in his ability, and most important he made me feel there was hope and things would get better, and they did! I am gland I hired james and recommend him highly to anyone with debt issues! hiring James was the best thing I ever did!

See All Client Reviews

James Anthony Michel's Lawyer Endorsements

Endorse James
Mark Joseph Romeo headshot
Mark Romeo

Bankruptcy and debt lawyer | Nov 28

Relationship: Opposing Counsel on matter

"I am a creditor's attorney in the bankruptcy courts. I have had a number of matters as opposing counsel with James Michel. I have always found him to be diligent in his work for his clients, and always well-prepared in court. He has a thorough grasp op of the legal issues in hearings and can ably argue and articulate his position, even if I don't agree with his position. He is a detail-oriented attorney and in bankruptcy law, which has many technicalities, this is super important."

Erika A. Heath headshot
Erika Heath

Consumer protection lawyer | Nov 23

Relationship: Worked together on matter

"I've worked with James before, and he's a highly skilled attorney for bankruptcy and/or consumer protection matters. I highly recommend him."

Joshua R.I. Cohen headshot
Joshua Cohen

Bankruptcy and debt lawyer | Nov 23

Relationship: Fellow lawyer in community

"James is an astute lawyer, with his finger always on the pulse of the law, both with evolving and historical trends."

Alexander Berry-Santoro headshot
Alexander Berry-Santoro

Bankruptcy and debt lawyer | Nov 19

Relationship: Fellow lawyer in community

"I endorse this lawyer. Mr. Michel is thoughtful, tenacious, and intelligent. He has a knack for creativity in approaching problem solving and is a wonderful Attorney. I highly recommend."

Richard D. Granvold headshot
Richard Granvold

Bankruptcy and debt lawyer | Nov 19

Relationship: Fellow lawyer in community

"I endorse this lawyer. Why? Attorney Michel provides answers to persons questions so that they know what to do or where to go for answer. If you look at his over 500 questions he has answered here on AVVO you can see why his knowledge in practicing bankruptcy since 1996 is crucial. When hiring an attorney you want one who has "seen it all" and not "practicing" on you. He has knowledge his answers establish to assist a debtor in filing bankruptcy and the many issues related thereto. For that reason set forth I endorse him. Sincerely, Richard D. Granvold Attorney at Law"

Tammy Lee Gruder Hussin headshot
Tammy Gruder Hussin

Bankruptcy and debt lawyer | Nov 18

Relationship: Fellow lawyer in community

"James is a top notch attorney, and clients are lucky to have him on their side."

Michael Anthony Cataldo headshot
Michael Cataldo

Bankruptcy and debt lawyer | Nov 17

Relationship: Fellow lawyer in community

"I endorse this lawyer. His responses to questions on Avvo have shown a high understanding of bankruptcy law"

David Milton Dastrup headshot
David Dastrup

Bankruptcy and debt lawyer | Nov 17

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Stuart Gregory Steingraber headshot
Stuart Steingraber

Bankruptcy and debt lawyer | Aug 31

Relationship: Fellow lawyer in community

"Mr. Michel is a frequent contributor on the Avvo website. His responses are accurate, concise and best of all, practical and useful. I endorse this lawyer."

Michael Charles Doland headshot
Michael Doland

Bankruptcy and debt lawyer | Jul 30

Relationship: Fellow lawyer in community

"The answers of Mr. Michel are consistently accurate, analytic, and customized to the needs of the Avvo askers. These are exactly the qualities that every client would look for when hiring an attorney."

Lisa Jane Espada headshot
Lisa Espada

Bankruptcy and debt lawyer | May 25

Relationship: Fellow lawyer in community

"James Michel is a true advocate for the little guy: the consumer who has just been sued by a creditor, the homeowner trying to avoid foreclosure... I have referred people to James because I know him to be smart, hard-working and a skilled attorney."

Ian Dipak Chowdhury headshot
Ian Chowdhury

Unknown lawyer | Apr 10

Relationship: Fellow lawyer in community

"James Michel is a fighter, creative and a smart attorney. Any litigant would do very well to have him on their side."

Leon Jon Bonney headshot
Leon Bonney

Bankruptcy and debt lawyer | Mar 07

Relationship: Fellow lawyer in community

"I am impressed by Attorney Michel's credentials. I endorse this lawyer."

Gary Lee Stanley Jr headshot
Gary Stanley

Unknown lawyer | Dec 11

Relationship: Other

"I am very impressed with James Michel and his credentials. I endorse this attorney."

Robert Devries headshot
Robert Devries

Bankruptcy and debt lawyer | Jul 15

Relationship: Fellow lawyer in community

"I have known James for years, and have had many occasions to refer clients to him. The reports I get back are always glowing. He has just the right mix of professionalism and bedside manner necessary to both get the job done and put the clients at ease."

Oliver Max Gardner III headshot
Oliver Gardner

Bankruptcy and debt lawyer | Jul 15

Relationship: Supervised lawyer

"I endorse this lawyer. James attended my Bankruptcy Boot Camp intensive 5 day seminar and as a result he is fully qualified and competent to represent individuals in consumer bankruptcy and consumer rights cases."

Robert Drynan Boyd headshot
Robert Boyd

Bankruptcy and debt lawyer | Jun 17

Relationship: Friend

"James Michel is a good lawyer with a good heart and he does very fine work for his clients. I refer clients to him without hesitation."

View All Endorsements
Mark Joseph Romeo headshot
Mark Romeo

Real estate lawyer

Brent David Meyer headshot
Brent Meyer

Chapter 11 bankruptcy lawyer

Oliver Max Gardner III headshot
Oliver Gardner

Bankruptcy and debt lawyer

Joshua R.I. Cohen headshot
Joshua Cohen

Consumer protection lawyer

Alexander Berry-Santoro headshot
Alexander Berry-Santoro

Bankruptcy and debt lawyer

Kameron Miura headshot
Kameron Miura

Debt collection lawyer

Damian Richard headshot
Damian Richard

Bankruptcy and debt lawyer

Tammy Lee Gruder Hussin headshot
Tammy Gruder Hussin

Consumer protection lawyer

Max L Rosenberg headshot
Max Rosenberg

Bankruptcy and debt lawyer

Samuel Henderson headshot
Samuel Henderson

Litigation lawyer

Aaron Michael Lloyd headshot
Aaron Lloyd

Bankruptcy and debt lawyer

Robert Lewis Firth headshot
Robert Firth

Bankruptcy and debt lawyer

Edna Carroll Straus headshot
Edna Straus

Probate lawyer

Michael Anthony Cataldo headshot
Michael Cataldo

Bankruptcy and debt lawyer

Richard Gaines Heston headshot
Richard Heston

Bankruptcy and debt lawyer

Andrea Rose Herman headshot
Andrea Herman

Workers compensation lawyer

Richard D. Granvold headshot
Richard Granvold

Bankruptcy and debt lawyer

David Milton Dastrup headshot
David Dastrup

Criminal defense lawyer

Christine James headshot
Christine James

Estate planning lawyer

Scott Davidson Dyle headshot
Scott Dyle

Debt collection lawyer

Experience

Rating:  8.3 (Excellent)

Honors

2021

Client's Choice Award, Avvo

2020

Top Contributor, Avvo

2019

Client's Choice, Avvo

2012

Client's Choice, Avvo

Work Experience

1996 - Present

Attorney at Law, Law Office of James A. Michel

Associations

2014 - Present

National Association of Consumer Attorneys

Member in Good Standing

2008 - Present

National Association of Consumer Bankruptcy Attorneys

Member in Good Standing

1996 - Present

State Bar of California

Menber in Good Standing

Sample of Legal Cases

Reyes v. Franchise Tax Board

settled for less than one percent of claimed tax debt of $142,000

T.R.E.S. v. R. M.

jury verdict in favor of James' client -- the jury found that the real estate brokers breached the fiduciary duties they owed to James' client

St. Francis Bay v. Ferro, Ramil

Homeowner paid nothing to Condo Ass'n. However, the homeowner obtained payment from debt collector JQD LLC (ProSolutions) who had sent a demand letter to homeowner.

National Collegiate Trust v. Norberg

award of attorney fees for borrower's lawyer, in the amount of $24,412.50

See More Legal Cases

Education

1996

Golden Gate University School of Law

JD - Juris Doctor

1992

St. John's College

B.A.

Speaking Engagements

2017

Private Student Loan Dischargeability in Bankruptcy: A New Perspective Student Loans and Bankruptcy

2016

How to Fight Debt Collectors in State Court How to Fight Debt Collectors in State Court

Publications

Activity

Avvo Rating

Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.

What determines Avvo Rating?
  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
  • Legal thought leadership Publications, speaking engagements
  • Discipline Disciplinary information may not be comprehensive, or updated. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them.
Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution