Can a bank still demand payment on a vehicle I voluntarily surrendered and the bank resold with a balance owing?

Generally, Yes. That is called a "deficiency" or a "deficiency balance." It should be calculated by taking the total payoff amount of the loan and...

I had a credit card company sue me back in 2008 and a default judgement was entered I never knew about the court date

You do not indicate when you knew about the lawsuit and/or the judgment, but I take from your question that you had contact with the judgement...

If I am not employed & someone is trying to garnish my wages, how do they expect me to pay them?

The calls are from a debt collector. Most debt collectors are paid only if they can get their targets to make payments. So they tend to say things...

Did my demand letter reply for a loan to a family member restart SOL?

Keep in mind that the statute of limitations for agreements not in writing is 2 years, not 4 years. And if you did not have a set date for...

A debt agency sent a letter to my work trying to get my financial information. Is that illegal in CA. ? My employer says it is

If by "debt agency" you mean "debt collector" -- most likely this action is not legal under the Fair Debt Collection Practices Act. A debt...

Will contacting the original creditor after the SOL has passed for sueing, cause the clock to restart.

The question posed in the heading portion is a different question and issue than what is described in the "additional information" section. If...

Can I file bankruptcy for online personal payday loans.

There are many factors that determine whether bankruptcy is the best course of action to deal with debts. You should seek a consultation with a...

I recieved court papers from a debt collector

Before making further attempts to settle, you should file an answer to the complaint. You only have 30 days from the date you were served with the...

Yes, you still do owe the debt. A "charge-off" by the creditor is not forgiveness of the debt or any portion of the debt, and the debt still...

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Re: new plaintiff being named in a debt buyer credit card action.

Generally, when a case is filed, the statute of limitations is no longer an issue. The statute of limitations is the time limit to file the...

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