Can Portfolio Recovery Associates LLC, attempt to collect a debt that is more than 15 yrs. old? It's a disputed debt also.

When did you last make a payment on the debt? What did you do to dispute the debt? Did you ever agree to pay the debt after some time had passed...

I received a Discovery request from a credit card company attorney. What is the appropriate way to respond to this request?

You do need to be truthful when you respond to discovery. That said, there are certain things that you would admit and other things that you could...

What you are describing is a fairly common occurrence with debt buyers. It is usually caused by failure to perform "service of process" correctly....

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I have a law suit that was filed against me awhile back now the company is putting leans on my bank accounts can they do that?

When you failed to file an answer to the complaint, the creditor obtained a default judgment. A default judgment is equally as effective as a...

Bankruptcy Question

Yes. Even when you are filing as an individual and not a joint bankruptcy case, your wife's income is included in the Current Monthly Income (CMI)...

Did I get dooped in a scare tactic

If a case was filed against you by "the bank" or any creditor, you could confirm that by looking up court records. Many state courts now have case...

Collections is asking me to pay for a bill that my mother owes

Who is "hounding" you and how is that being done? If you are getting phone calls, determine the identity of the caller and who he or she is...

Do i need a consumer law attorney?

You may want to discuss your circumstances with a debt collection defense attorney. One issue raised in this question is whether you authorized...

Hello i have a garnishment on my paycheck. I have never heard of the creditor they are not listed on my credit report

Go to the clerk of the court where the lawsuit was filed, and obtain a complete copy of the court's file. (There will be a charge for the copies.)...

I got a payday loan in 2014. A collection company called and tried to collect it. I didn't pay it. Lawyer is trying collect me

Before you agree to pay anything, send the attorney a written request for validation of the debt. Send the request by certified mail, return...