Archived
I am being sued by Capital One credit card company for $11,000 that they claim I owe. I believe the amount is incorrect.
Lisa's answer
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Answered on November 04, 2015
I agree with Mr. Lysle, but would add the following: if you are unable to find an attorney to represent you, you should file a general denial...
Ambulance bill from 2 years ago
Lisa's answer
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Answered on November 03, 2015
Contact your health insurance company to see if they received the bill and if the claim was denied. If they did not receive any ambulance bill,...
Archived
Receive a summon and deadline in 6 days where can i find a cheap lawyer or help to get this resolved and file bankruptcy?
Lisa's answer
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Answered on October 30, 2015
It is scary and discouraging to get a summons, to be sued for the first time, but don't panic. Explore all of your options before making a...
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I have a debt owed for a past medical bill from 2010. Has it reached the statute of limitations?
Lisa's answer
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Answered on October 22, 2015
If you have not made a payment in over four years, it may be best to "let sleeping dogs lie." If you now contact the collection agency to try and...
Archived
A collection agency says i owe them money on a credit card established in 2009 that I don't remember applying for .
Lisa's answer
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Answered on October 05, 2015
Whenever a consumer is contacted by a debt collector, he may make a request for "debt validation." The best way to do that is to send the debt...
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Archived
Can a credit-card company seek payment on a judgment from my corporation?
Lisa's answer
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Answered on September 29, 2015
Generally, if a person is sued, and not the business, any judgment will be against the person, not the business. Execution of the judgment...
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I have an unpaid payday loan that is about 3 years old. I now have a law firm threatening me with an arrest warrant
Lisa's answer
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Answered on September 24, 2015
Failure to repay a short-term loan is not the equivalent of writing a bad check, and it does not subject you to criminal charges.
If you were...
Archived
A collection agency reported me to the 3 major credit bureaus alleging that I owed a balance for an account opened in 02/2015
Lisa's answer
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Answered on September 22, 2015
"Not being aware" of a debt is not the same thing as not owing the debt. Sometimes mistakes are made by the creditor which leads to this...
Archived
What happens to credit card debt when the holder of the credit card passes away
Lisa's answer
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Answered on September 22, 2015
When a person dies who has assets (real estate, cash, cars, etc.), then the property becomes an "estate." The person who is in charge of the...
Archived
We are in ch. 13 bankruptcy, in california. husband recently passed away, leaving me with medical bills. what are my options?
Lisa's answer
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Answered on September 15, 2015
I extend my condolences on your loss.
With respect to the new debt: you would have to do one of the following: (1) seek the court's approval to...
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