Need to convert from Ch 13 to Ch 7 I live in Virginia and am eligible can I use a different attorney?

Conversions aren't just the $25 fee and filing the form. In the long run, another $1000 is a small fee to pay to get your unsecured debt...

Will my ex lose the mortage on her home if I file Chapter 13 and do not reaffirm the mortgage? I was the primary mortgage holder

Reaffirmation is a Chapter 7 process, not a Chapter 13 process. In Chapter 13, you only have two options: continue to pay the mortgage OR abandon...

Bankruptcy motion to avoid judgment lien. Now that judge gave the order. What do I do with it as far as county is concerned?

These things are fairly common. Just go to your local recorder's office and ask someone. It shouldn't involve more than filing a certified copy of...

Sister just diagnosed with early stage alzheimers. Bankruptcy not filed yet but discussing it. Is it needed if she has AD?

She may be "judgment proof" for the rest of her life. Her Social Security income is exempt from any kind of collection, judicial or otherwise....

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A service processor will show up at your door, ask for you and throw some papers at you summoning you to court. And then run away in case you get...

After I fill a chapter 11 with out an attorney an go to court for the first time what are the steps, motions, time frame

If you have enough debts to be forced into a Chapter 11 -- as opposed to a Chapter 13 -- then you DEFINITELY need not just an attorney but...

I own 2 houses in Marietta, if I file Chapter 7 BK will I losse them?

If both houses are underwater (or have very little equity), you probably won't lose either. The Ch7 trustee will only go through the...

If a car is 50% in my name, but my daughter uses it, does it count in my exemptions for bankruptcy?

I am not sure if I understand your question. If you own 50% of anything, that is an asset you have to list on Schedule B. And then you may try to...

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There is no statute of limitations on a discharge. Once a debt is discharged in bankruptcy, it is discharged forever. Otherwise, there wouldn't be...

My ex is being sued by a creditor while we were married, she's is the only party listed. Am I subject to a judgment as well?

You can't be sued by BofA if you were not a co-signer or guarantor of the debt on the loan paperwork. Your ex can bring you into the lawsuit as a...