Archived
My ex is being sued by a creditor while we were married, she's is the only party listed. Am I subject to a judgment as well?
Pierre's answer
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Answered on October 12, 2011
You can't be sued by BofA if you were not a co-signer or guarantor of the debt on the loan paperwork. Your ex can bring you into the lawsuit as a...
Archived
A defendant filed a Motion to Dismiss, but I amended my complaint and removed the defendant. Is defendant's Motion moot?
Pierre's answer
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Answered on October 11, 2011
That defendant's motion is moot. You should contact either him or his attorney just to confirm that the amended complaint no longer lists him as a...
Archived
Can a credit card company or a collection agency lean asets in Oregon for contracts signed in washington state?
Pierre's answer
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Answered on October 11, 2011
If the credit card company gets a judgment lien, that lien will be good against ALL of your real property assets, wherever they are in the country,...
Archived
HELOC continues to try and collect debt after CH7 Bankruptcy.
Pierre's answer
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Answered on October 11, 2011
Collection agencies exist in a netherworld, where little things like federal and state law don't apply to them. Consult with a consumer attorney to...
Archived
Am I qualify to file bankruptcy? Income 6,000/mo before tax and one person household with 30,000 credit card debt
Pierre's answer
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Answered on October 11, 2011
Without knowing more about your financial situation, it is impossible to determine whether you will qualify for a Chapter 7. The median income in...
Archived
Need help figuring out whether to fight credit card lawsuit or file for bankruptcy
Pierre's answer
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Answered on October 11, 2011
A judgment will appear on your credit history if you do not fight the lawsuit. California, fortunately, is one of few states where it is now...
Archived
SS has decided on my permanent disability, but we don't yet know outcome.I am 61 & have student loans in default. Can I Chap 7?
Pierre's answer
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Answered on October 11, 2011
Social Security benefits are 100% protected from a bankruptcy seizure. As well as any other type of creditor collection.
Any debt you...
Archived
Post Chapter 7 Court Judgment - What Can Be Taken
Pierre's answer
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Answered on October 11, 2011
Theoretically, you can be jailed for contempt for failure to follow an order of a court. That, however, RARELY happens in civil litigation....
How long before new employer gets wages garnished at new job?
Pierre's answer
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Answered on October 11, 2011
It depends on how fast the creditor figures out you started a new job. Which may be tomorrow or next year depending on a lot of factors -- when it...
Archived
How can i sell and avoid losing everything
Pierre's answer
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Answered on October 11, 2011
No, it is not noteworthy that the lien is only recorded against you, not your specific property. A judgment lien is a lien against ALL of your...
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