Archived
Can a bank still demand payment on a vehicle I voluntarily surrendered and the bank resold with a balance owing?
Michael's answer
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Answered on September 15, 2015
Wait! Bankruptcy isn't automatically the only best answer. $5000 is a small sum compared to 10 years of bad credit. You might have a case against...
Archived
I had a credit card company sue me back in 2008 and a default judgement was entered I never knew about the court date
Michael's answer
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Answered on September 14, 2015
You may be able to win the vacation hearing and sue the new attorney for improper validation. You might even come out ahead after damages are...
Archived
Can a management company dictate which bank account my rent is paid from?
Michael's answer
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Answered on September 14, 2015
I think you may also have an illegal debt collection case too. Charging fees that you don't owe and trying to collect them violates the law which...
Archived
I have a 36 month loan for $2,600.00. The interest is 101% or over $9,200.00 over the life of the loan. Is this legal?
Michael's answer
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Answered on September 13, 2015
It depends on the terms of the loan and specifically whether or not your lender is exempt from California usury laws which cap rates at 10%...
Archived
I recently became disabled and fell behind on my payments to Ford Motor Corp. I paid them $900.00 last month.
Michael's answer
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Answered on September 13, 2015
Ooooh. Wait a minute. Sometimes rude is just rude and sometimes it's illegal debt collection. I'd get this evaluated. Check out...
Archived
What can be done if a creditor is refusing to submit a Satisfaction of Judgment form after payments were paid for a full amount?
Michael's answer
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Answered on September 11, 2015
I agree with Attorney Straus, although if you can't it may be time to go on offense and file an action against the HOA. There may be a basis for...
How do I reply to this letter from Mandarich Law Group LLP?
Michael's answer
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Answered on September 11, 2015
I think you should consult with a lawyer NOW to see if you have a case for illegal debt collection. Collectors make mistakes all the time but it...
Archived
If I am not employed & someone is trying to garnish my wages, how do they expect me to pay them?
Michael's answer
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Answered on September 11, 2015
See if you can figure out whether it is a legitimate collection business. If so, you may have a claim for damages and can get an attorney for no...
Archived
Is "Personal injury" ??? - 7 strait months i ate prepack sushi from grocry store and gained 17lbs bcaus EVRY PACK IS MISLABLED??
Michael's answer
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Answered on September 10, 2015
Look folks, our job is to help people - not ridicule them. One way we do this is by championing private rights of action that have the effect of...
Selected as the best answer
Archived
Can a bank hold my money and not give it back?
Michael's answer
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Answered on September 10, 2015
The way you pitch the facts in this question, probably no. Tell me, what's the banks best argument for keeping the money?