Archived
Can anything be done when receiving unsolicited calls and text messages from companies stating that you have applied for a loan?
Michael's answer
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Answered on July 15, 2015
Be sure to answer those calls so that they show up on your telephone bill/calling record. If you can figure out who it is, send a certified letter...
Archived
Two collection agencies violating the fair credit reporting act, by putting 5 year old debts on my credit report as recent debt
Michael's answer
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Answered on July 15, 2015
I recommend you dispute these items directly with the Credit Reporting Agencies (Transunion, Equifax, Experian) by certified mail. Pull you credit...
Archived
Can I file for bankruptcy even if not all my accounts are in collections?
Michael's answer
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Answered on July 15, 2015
I would suggest that you contact an attorney in the Consumer Finance/Protection space to see what you can do to identify illegal collections...