Archived
A collection agency says i owe them money on a credit card established in 2009 that I don't remember applying for .
Michael's answer
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Answered on October 05, 2015
Keep everything and get a free case evaluation by a consumer protection attorney. This company may be liable to you for damages, and if it's a real...
Archived
Can my car company disengage my car earlier than they told me?
Michael's answer
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Answered on October 05, 2015
I just sued a case almost exactly like this one! You have multiple causes of action under California's consumer protection laws. Get your case...
I Bought a stolen phone can I sue the seller ?
Michael's answer
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Answered on October 04, 2015
I think you're on exactly the right track. If you're going to sue anyway, file it before you go to the police in order to avoid the defendant...
Archived
Are there any remedies or options for me, the consumer? 26k is a lot of money
Michael's answer
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Answered on October 04, 2015
I'm of the opinion that Scott Kaufman is a Very Good Lemon Law AND Auto Fraud attorney - and he's local to you!
Archived
Receiving a numerous of calls from a recording about my credit card account on a continual bases; loading my answering machine.
Michael's answer
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Answered on October 03, 2015
Once you find out who they are, then we will know if you have a claim. This is a pretty aggressive invasion of privacy and may also be actionable...
Archived
If you paid your bills on time, but less than the minimum balance, can your credits legally report you as delinquent?
Michael's answer
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Answered on October 03, 2015
Yes. They're contractually obligated to report accurately.
Archived
Contract with a gym for $50 yr, sales guy said for life. 5 yrs l8er, they raised to $124 yr, legal? State terms can change
Michael's answer
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Answered on October 01, 2015
I think this is a classic "Unfair Business Practice" under Cal Bus Code 17200. See Orkin Exterminating v FTC. Is it just your local gym? How many...
Chase did "impermissible credit inquiry" TWICE (hard pull) and hurt my credit score seriously. Can I seek compensation? How?
Michael's answer
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Answered on October 01, 2015
Dispute this immediately with all three CRA's in writing. They've got 30 days to investigate and fix and if it doesn't happen you can sue for damages!
Archived
Am I responsible for repayment of a loan that has been taken out on a house that I am half owner of if I did not sign
Michael's answer
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Answered on September 30, 2015
No. But my advice is to consider initiating a fraud alert on your credit files and double check the recording of the property deed.
Archived
Work 50 hrs a week/paid 40 hours. Employer says OT hours are being banked for weeks I fall shy of 40 hours - is this legal?
Michael's answer
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Answered on September 30, 2015
What?! No! The law doesn't work that way and your employer knows it. Most Consumer Protection attorneys will evaluate your case for free and take...
