Can adult children be held responsible for a deceased parents debts?

No, but a suggestion or insistence otherwise may violate collection laws and entitle you to compensation. Get a free case evaluation from a...

I was discharged 2 years ago from Chapter 13 and got a settlement letter from Sears this week?

All of these answers, I think, are great! They don't touch however on the issue of your credit report. Go to annualcreditreport.com but order them...

I purchased a vacation membership in the Dominican Republic. The terms they represented are now not being upheld. what to do?

You may have a good Consumer Protection case that entitles you to damages. It depends on the facts and who the defendant will be. Get a free case...

Will I be sued by payday loan lender?

Wait! Don't take drastic action and don't worry about what might happen until it does. Payday lenders are notorious for getting collections wrong...

What does a creditor need to provide you when they agree to a lump sum settlement, also an outstanding summons & complaint.

So try in your settlement to recite that the amount forgiven wasn't - that it was in dispute. That fixes the 1099C problem.

Wells Fargo charged me an overdraft fee for an online transfer into another account

This may be a good case. See if you can dig up the documents you got when you opened the account and get a free case evaluation from a Consumer...

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Can I ask a creditor to provide me with a pay for deletion letter if the collection agency won't do it?

You may have a Fair Credit Reporting Act claim. And you might have an illegal collection case against the collector. Dispute the tradeline in...

Received a settlement offer

You need a criminal attorneys advice on this one. Be careful!

What do I do against Proactive?

What's this all about?! What's proactive? Are you getting services every month? Did you agree to them? If not, consider getting a free case...

Do I have to press charges against my dad for using my identity to obtain credit that was not paid?

Have you tried disputing the trade lines as a victim of identity theft and enclosed a police report? If you complain to the police will they...