Can a credit card I never paid off that shows on my credit report, not as a collections account, now be changed to a collection?

This is normal and to put yourself in the best position I recommend that you dispute in writing WITHIN 30 days by certified mail. Keep all letters...

What are my rights if I've paid repossession fees and they will not release my vehicle?

I find it weird not only that this has happened but that nobody has responded to this. Are you sure your car didn't get stolen? Did you get...

That's a very dangerous practice. Especially one that becomes corporate policy.

Do you have to state why you're disputing an item when you dispute an item on a credit report?

No, but you should because a legitimate reason will make your case much stronger and potentially entitle you to compensation. Get it checked out...

What do i do when direct tv ran my credit report after me telling them not to when they tried to scam me

An unauthorized credit pull may entitle you to compensation and repair of the inaccuracy. Get it checked out for free by a consumer protection...

Must a credit card company attach the original agreement to the complaint when suing for nonpayment?

Generally no. But you may have other calls and letters within the last year that violate collection laws you don't know about. Get them checked out...

What course of action can I take if a mortgage company ran my score multiple times and caused financial loss?

How many of those pulls did you authorize? If less than three, you may have a case that could entitle you to compensation! Get it checked out by a...

What is the statute of limitations on California credit card debt?

I recommend that you document the threat to sue coming from a legitimate creditor or collector. You can tell them you'll consider their proposal if...

Fraud on my father's account.

Is the fraud affidavit and police report (where you swear under penalty of perjury) don't work, consult with a Consumer Protection attorney for...

What document do I need to provide to a collection agency if I am representing a friend in settling his debt with said creditor?

A good Consumer Protection attorney would be more than happy to consult with you for free - especially about whether your friend may have a good...