Archived
How do i correct false student loans taken out in my name and social because i am a jr but i never had a hs diploma or ged
Michael's answer
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Answered on November 29, 2016
Are you willing to name them on an ID Theft Report?
If so, you've got some great protections in California from creditors. Get your situation...
Archived
I received a 30 day collection notice from a collection agency from a timeshare contract I'm trying to get out of...
Michael's answer
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Answered on November 29, 2016
Dispute immediately within the 30 days and demand verification. Next, get your situation checked out for free by a California Consumer Financial...
Archived
Ex wife opened credit card as joint after filing divorce
Michael's answer
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Answered on November 27, 2016
You may have a number of laws on your side! Get the garnishment paperwork with case number, then fill out the ID Theft Affidavit from the Federal...
Archived
Nightmare small claims case in California, despite me always living in NEVADA.
Michael's answer
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Answered on November 27, 2016
If it's for a consumer loan, you may have have a case under California's debt collection law that could undo the judgment and entitle you to...
Archived
My debt card has been more than my withdrawal. What do I do?
Michael's answer
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Answered on November 25, 2016
Good for you for reaching out! Get the "terms and conditions " from the bank for the debit card and then get that and your statements reviewed for...
Archived
Can a bank call your job when you're late on a mortgage payment after you've asked them not to?
Michael's answer
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Answered on November 22, 2016
The short answer is NO. There are some technicalities to this area of law but a California Consumer Financial Protection Attorney will be happy to...
Archived
Cash loans
Michael's answer
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Answered on November 21, 2016
You may be entitled to compensation for illegal collection activities. Save all of those notices then get your situation checked out for free by a...
Archived
If you have an debt more than 8 years old but it was sold to a collection agency, when is it removed from your credit?
Michael's answer
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Answered on November 21, 2016
The age of the debt IS important. That thing has to come off your report within 7 years of the date of first delinquency! Also, if you're getting...
Archived
Can i file a law suit against a mortgage company
Michael's answer
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Answered on November 20, 2016
If this is a first mortgage, your claim may be actionable under the California Homeowners Bill of Rights. Get your situation checked out for free...
Archived
What do we do now to solve this problem?
Michael's answer
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Answered on November 20, 2016
This is not as difficult as many would have you believe. And you can probably get effective results for free with the help of an attorney....