Archived
T-Mobile contacted me today, and said I owe a cellphone bill from 2007 is there a statue of limitations on overdue cell bills?
Michael's answer
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Answered on April 14, 2018
There is - and it’s less than 11 years! Try to get them to put their demand and at the same time get your situation checked out for free by a...
I have a 6-year old debt from a Bail Bond now a collection law firm is pulling my credit and contacting me on this old debt
Michael's answer
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Answered on April 14, 2018
You may have an action against the Collection firm which could change your negotiating power! Get your situation checked out for free by a Consumer...
Archived
If i had the cable bill in my name at 17 and it goes unpaid when I turn 18 will I be in debt and have bad credit already??
Michael's answer
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Answered on April 14, 2018
Doubtful- I think you have a good argument that you were too young to have a contract in the first place. But you’ll need a credit repair lawyer to...
Archived
What is the best response to a debt validation letter?
Michael's answer
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Answered on April 14, 2018
You might consider sending a “Do Not Contact/Refuse to Pay” letter which, if violated, could give you grounds to sue. There’s a free one here:...
Archived
Identity Theft? Or just an input errors?
Michael's answer
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Answered on April 11, 2018
Check your credit reports immediately- you may have an identity theft situation. If so, get your situation checked out for free by a Consumer...
Archived
I am trying to retrieve my title from toyoto corporation?
Michael's answer
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Answered on April 11, 2018
This could actually be a debt collection and credit reporting issue. Get your situation checked out for free by a Consumer Protection Attorney-...
Can I be taken to court over a breach of contract for a check cashing loan from 14 years ago?
Michael's answer
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Answered on April 11, 2018
Sounds like an illegal threat to sue that could be the basis for a case that might entitle you to compensation. Get your situation checked out for...
Archived
What does "Payment is payroll deductible" mean when found in the comments section of your Equifax credit report?
Michael's answer
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Answered on April 11, 2018
Sounds like it might be a basis for a Fair Credit Reporting Act Action if a dispute doesn’t remove it. Get help with both and get your situation...
Archived
I am getting sued firon credit care a crecit card that i applied for for bone graphing from my dentist office what do i do now?
Michael's answer
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Answered on April 10, 2018
What’s incorrect about it? That could make a difference.
Archived
I had a payday loan in Las Vegas NV over 8 years ago and now I live in California and I am getting threats to go to court?
Michael's answer
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Answered on April 10, 2018
Believe it or not, legitimate collection companies sometimes do this! A successful lawsuit could entitle you to compensation. Get your situation...