Long Term Disability due to Fibromyalgia

You should consult with an ERISA/Employee Benefits attorney.

What is my disability policy saying?

Where/how did you purchase it? Whoever sold it to you should have explained the benefits/exclusions to you.

About the PIP

If the company wanted to help you, they would not put you on a PIP. Consult with an employment attorney.

What is the best/easiest way to recover a modest ~$18k that I was wrongfully denied from my disability insurance company Cigna?

The BEST way is to hire an attorney who knows what to do.

Can an employer take used PTO out of your final paycheck?

Refer to your employee handbook to see what it says about PTO.

If I work on a "3rd pty payment processor" website & if a government office wants to conact me, would they use my right address?

Your question, as written, is very confusing. So much so that it can't even be categorized under the appropriate category.

Can I be terminated from employers medical benefits while working with restrictions/modified duty? Why wasn't I notified?

Your employer violated COBRA. Contact the US Department of Labor's Employee Benefits Security Administration (EBSA)'s LA office and ask to speak...

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Am I eligible to collect Unemployment benefits from the state of California given that I am a temporary school employee?

Usually, UI is paid to individuals who are unemployed, through no fault of their own (even those constructively terminated are eligible), but...

Can my plan administrator legally stop me from transferring money from my 401k to my TSP?

You can do a trustee-to-trustee transfer without incurring any penalties, because you will not have constructive possession of the money. Look...

Benefits

Review the Plan Document or Summary Plan Description to see what it says about injury & early retirement. If you don't have your copy contact the...