Archived
Do I have to keeping paying on credit cards that I plan on going through bankruptcy to get rid of?
Hale's answer
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Answered on October 20, 2012
There is no requirement that you be current on credit card debt when you enter bankruptcy. In fact, most people are not.
However, be aware that...
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Archived
What evidence allows collection agency Wilson & kennard get permission to serve my bank & levy my bank account?
Hale's answer
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Answered on October 20, 2012
I'm sorry to hear about your situation. It seems that there was a lawsuit, you tried to thwart the process server, and somehow the creditor...
Archived
I recently got sued for credit card debt that I incurred awhile back.
Hale's answer
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Answered on October 20, 2012
Answer the complaint and assert the statute of limitations if you believe the facts support that defense. If you're somehow wrong on the facts...
Archived
I plan to take my mortgage out of my ch13 but stay in ch13 with other creditors that I owe. Can't the bank still sue me?
Hale's answer
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Answered on October 20, 2012
You are protected by the bankruptcy. However, if you "take the mortgage out to surrender it," the mortgage company will go around the bankruptcy...
Archived
If my bankruptcy chapter 7 case dimissal, when can I refiling it again?
Hale's answer
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Answered on October 20, 2012
It's not always easy to voluntarily dismiss a Chapter 7 bankruptcy. Assuming it does (for reasons not presented), you the 2nd time may be harder,...
Archived
My bankruptcy chapter 7, 341 meeeting will be next wednesday. how can I change my attorney at this moment? he will be mad at me
Hale's answer
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Answered on October 20, 2012
First off, talk to you lawyer. You always want to give them an opportunity to straighten things out before escalating. Advice to go to the...
Archived
Question concerning aftermath of being sued by creditors or collecitons agencies
Hale's answer
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Answered on October 20, 2012
Once a creditor obtains a judgment against you, it can seize assets, levy accounts, etc. Perhaps your accounts and income are protected from being...
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Archived
Chapter 13 Bankruptcy - I filed my petition/plan. Went to Creditor's Meeting. Trustee filed objection to confirmation. Now what
Hale's answer
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Answered on October 20, 2012
About 4% of Chapter 13 cases are successful when filed without an attorney. While you'll be hard-pressed to find an attorney who will take over a...
Archived
Bankruptcy, before or after small claims date?
Hale's answer
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Answered on October 20, 2012
Considering that your debt load is relatively small, and given that there's a probability the court will rule you don't owe this or any other...
Archived
Is the automatic stay in effect if I received a discharge but still have an adversary proceeding against me.
Hale's answer
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Answered on October 19, 2012
No, the stay terminated at discharge.
But to replace it, there's an injunction -- a court order -- that prevents your former creditors from...
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