If I included a credit card in bankruptcy and used it after the discharge (the company didn't close it) am I responsible for it

You are responsible for all debts you incur after you file bankruptcy, and even some debts you incurred before you filed.

Is it possible to file for personal Bankruptcy in Massachusetts without a lawyer?

11 USC 527(b) requires any attorney you consult with to disclose to you that you can file bankruptcy for yourself, and do not need an attorney. ...

My house lost homestead 2012 because I rent it out for 11 month. somebody reported to the county, so they cancel the homstead in

Filing Chapter 7 bankruptcy while owning a house with equity can be tricky, especially if you have renters in that house. I don't believe the...

I am on the third year of my 5 yrs bk 13 repayment plan which includes both my credit cards as well as my husband's. Options?

I'm sorry to hear about your marital difficulties. This can result in all kinds of change, both emotional, physical (living spaces), and...

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Hired a bankruptcy attorney. She suggested Chapter 13 and took $1 K up front.

It sounds like your attorney contracted for the fees for the Chapter 13 case. However, that is not an "all you can eat" for their legal services...

How do I stop wage garnishments after they start?

You can try to negotiate with them, but I think you'll find their attitude a bit unreasonable. They have all the leverage, and are quite happy with...

If I have no income and nothing of value, and can't pay back a debt at this time- can I go to jail?

No, you can't go to jail. It would be awfully hard to repay your debt from there, anyway. My hat's off to you for your determination to repay...

We filed chapter 13 and included our house. We now can't afford the payments and want to surrender the house.

The best reason you'd be hearing from your lender if you're planning on surrendering the house is that you haven't paid for a number of months. The...

If a creditor is taking payments from you can they turn you over to collections?

It sounds like a tough siutation. At some point, you signed a contract to borrow money and repay it with interest. Either you are in compliance...

Best way to bankrupt a credit card debt or get one small payment?

This is like asking, "I don't feel well. Do I need surgery?" There are many things to consider, and a good bankruptcy lawyer will review all of...