If my second mortgage has been charged off by my lender can I still include that debt in a chapter 7 bankruptcy?

Yes, all debts must be listed in a bankruptcy petition. And a "charge off" changes nothing; you still owe the money. Therefore, you must list...

An orthotics company is threatening to sue my mom for collections. mom has no assets and is on ss and a pension- can they win?

While Social Security is generally safe from garnishment and judgment creditors, pensions are not always safe. You should arrange a consultation...

I have been sued by a debt collection company and need help.

The facts here are not clear. Do you not owe the money? Assuming "yes," if the case was not properly pled, the complaint can be amended,...

Taking out a loan against the house

Can he get a loan without her? Yes. Can he encumber her collateral without notice and her consent? Due process says "No."

Does reopening a bankruptcy result in a stay?

It seems the bank filed the relief of stay for a reason. While we don't like to think about it, the bank has rights, too. When someone has a bank's...

My sister died and she had several judgements against her, she filed for bankruptcy and she died before she finished paying.

It sounds like this is a Chapter 13 bankruptcy ("finished paying"). First, don't let the payments lapse, or the trustee will file a motion for...

How can I lower credit card debt?

Without knowing about your entire financial circumstances, it's hard to give specific advice. If you have assets, consider selling them and...

What should I do to protect my bank bals and activity ? bankruptcy??

You have a home with $150,000 equity. You have an LLC whose assets include $20,000 cash, possibly more. You have over $1,000 in the...

Cash advance places can lead to a difficult cycle to break out of. It's not treated any differently. But note that some debt you get prior to...

If I want to wait to file bankruptcy for about 3 months but need to surrender the car right now can I still include it in the bk

Yes, surrender the car now, and any deficiency balance you might still owe on it can be included in the bankruptcy. I have an office local to...