Still on the hook from a creditor in a Chapter 7 bankruptcy?

I believe Beezely was overturned in the 2005 BAPCPA, however I usually recommend my clients send the discharge to creditors in this situation. If...

Can you declare bankruptcy? Always a yes, however whether it is wise and you will not be dismissed is another question. I like to evaluate...

My lawyer estimate my home price at lower price compare to the area in chapter 7

You can change attorneys at any time you desire as my colleague pointed out. The concern that I have is the value of your house. I always advise my...

Do I need an attorney for student loan discharges if there is evidence that they engaged in predatory student loan lending?

I get similar questions regarding student loans all the time. I will give you the same explanation I give any potential client. I bill at a rate of...

The debtor (now) wants to negotiate after I put the levy on his account. He wants me to remove the levy. But how do I collect?

There is no reaosn to remove the levy. If you have the levy in place and get something in writing for both parties agreeing to a lesser amount you...

Do I list my medical costs when I have insurance under The Affordable Care Act?

I would recommend any and all outstanding bills at the time of filing. If for some reason the debt is not covered by your insurance this will free...

Chapter 7 california

You need to stop Union deduction from your employment and union. The deduction couldn't be stopped through bankruptcy. If you have accrued a debt...

Debtor transferred property to relatives. Can he file bankruptcy in near future?

He can file but the trustee can undo that transfer within 4 years. If he files on your debt alert the trustee and you are likely to get paid from...

Is this statue waiver valid in California?

The statute is 4 years. Cash advance places are known for underhanded tactics instant ping to collect. Hang up on him. No one threatens your...

Bought home 2009, chapter 7 discharged 10/2012, we kept home, have made timely pays since 2009 do the pays prior to chp7 show

If you are interested in a refinance rather than deal directly with the bank try someone who will shop your home loan for the best rates. They are...