Questions answered by Neil Evan Schwartz

Archived

I am thinking about filing for bankruptcy do I have to give up all my credit cards?

Neil's answer | Answered on July 13, 2015

you are obligated to list and disclose any and all debts that you have prior to the filing of the bankruptcy. Even, if by chance you dont list...

Archived

I hired a atty. He in my opinion messed up and I refused to pay him. He get judgement as I couldn't make court. He now is garn

Neil's answer | Answered on July 12, 2015

While you have had poor dealings with this attorney you should consult with a bankruptcy attorney to discuss collections on this account. You might...

Archived

Sheriff is serving papers for a rent to own company by the court to pickup property. I included this in my bankruptcy.

Neil's answer | Answered on July 12, 2015

When you rent to won it is not your property until you have completely fulfilled the contract. You are not making payments similar to a car payment...

Archived

Can I settle before court with credit card company that is suing me in small claims court for $1120 for non payment?

Neil's answer | Answered on July 12, 2015

If you are currently under employed and your money is not enough to create a savings account you should see a bankruptcy attorney. You need to...

Archived

Can I ask credit card companies to reduce the interest rate they charge & offer to pay less than the minimum payment?

Neil's answer | Answered on July 11, 2015

The question should also be when will they need to use their credit? It would be difficult if not impossible to garnish social security. If they...

Archived

A notice of right to have exemptions designated has been served for judgement of cc company.

Neil's answer | Answered on July 11, 2015

I highly recommend that you get an attorney involved on your behalf. The reason for this is you may say something that would be problematic without...

Archived

If a debt collector is to garnish wages, can they garnish from both borrowers or just one?

Neil's answer | Answered on July 11, 2015

Once they obtain a judgment they can get paid from anyone against whom the judgment is. They would collect the full amount from each party. The...

Archived

What can I do about restitution that I sometimes cant pay do to lack of income in Riverside County , California.

Neil's answer | Answered on July 07, 2015

My question for you is what other debts do you currently have to service which preclude you from paying this? For instance if you are paying on...

Archived

I have a lawsuit against me for $20000.00 which I cannot afford to pay, if bankruptcy is and option how much would it cost?

Neil's answer | Answered on July 07, 2015

Fees can be all over the place. I always tell people its like walking onto a car lot and saying "how much for a car?" There are many factors that...

Archived

My bankruptcy preparer is refusing to sign my paper work and asking me to sign for her and file, should I?

Neil's answer | Answered on July 06, 2015

Do not sign anything for her. Rather than contact the Bar Association, since she is not a licensed member of the bar call the United Stated...

Neil Evan Schwartz's Answers (312)

I am thinking about filing for bankruptcy do I have to give up all my credit cards?

I hired a atty. He in my opinion messed up and I refused to pay him. He get judgement as I couldn't make court. He now is garn

Sheriff is serving papers for a rent to own company by the court to pickup property. I included this in my bankruptcy.

Can I settle before court with credit card company that is suing me in small claims court for $1120 for non payment?

Can I ask credit card companies to reduce the interest rate they charge & offer to pay less than the minimum payment?

A notice of right to have exemptions designated has been served for judgement of cc company.

If a debt collector is to garnish wages, can they garnish from both borrowers or just one?

What can I do about restitution that I sometimes cant pay do to lack of income in Riverside County , California.

I have a lawsuit against me for $20000.00 which I cannot afford to pay, if bankruptcy is and option how much would it cost?

My bankruptcy preparer is refusing to sign my paper work and asking me to sign for her and file, should I?