Archived
Bought home 2009, chapter 7 discharged 10/2012, we kept home, have made timely pays since 2009 do the pays prior to chp7 show
Neil's answer
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Answered on December 13, 2014
If you are interested in a refinance rather than deal directly with the bank try someone who will shop your home loan for the best rates. They are...
Archived
Do I have to defend an open case, if I already was discharged in bankruptcy?
Neil's answer
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Answered on December 13, 2014
I would recommend that you attend the hearing with proof that you filed bankruptcy. From what you have stated it would be discharged provides the...
Archived
California bankruptcy chapter 7 exemptions. Can I protect 100k home equity even if my wife doesn't file bk with me? Have kids.
Neil's answer
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Answered on December 13, 2014
If you have that much equity in a house or it's a concern I would recommend that you consult with a local attorney. The issues you are discussing...
Archived
Defd judgmt entered on c/cd debt bk levy liens failed 7 yrs ago, lawyer calls days ago, can I send c/desist letter to stop call
Neil's answer
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Answered on December 13, 2014
You might want to consider a bankruptcy. This will prevent any further action to collect on this debt. Call a local practitioner to discuss your...
Archived
We had intended to file bankruptcy. Not done,attorney kept filing fee as after thought, how to check if Filed to not?.
Neil's answer
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Answered on December 11, 2014
In a case like that the attorney should provide you with time records showing where the time was spent and refund you the actual filing fees of...
Archived
I want advice on filing a motion to lift chapter 13 bankruptcy stay. I want to file myself.
Neil's answer
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Answered on December 10, 2014
You wont be able to collect rent or any other fees, but the tenant does not have an automatic stay as they do not own the property. You should not...
Archived
In Chapter 7 Bankruptcy, is there a deadline to file a motion to strip a wholly unsecured lien from real property?
Neil's answer
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Answered on December 09, 2014
I would definitely recommend that you discuss this with an attorney as there are several issues that you might not have considered. I often...
Archived
Hello, how do I report my financial aid on my Chapter 7 Bankruptcy Schedules?
Neil's answer
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Answered on December 09, 2014
Write a note in schedule I and note how frequently and in what amount it comes. So if it's $1,000 every 4 months list it as $250 per month with...
Archived
What impact will bankruptcy have on cohabitant in a relationship
Neil's answer
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Answered on December 09, 2014
Sometimes it can be similar to a spouse. Have they consigned any of these debts? Do they contribute to your budget? How many other people are they...
Archived
California chapter 7 help
Neil's answer
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Answered on December 09, 2014
In a case like that many local attorneys might offer free help so that the other attorney doesn't have any trouble and if it's simple enough they...
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