I applied for another loan modification because of change of income but the property has notice of default recorded 3/20/13.

The other attorneys have already advised you that you will be receiving a Notice of Trustee's Sale after the 90 day period in the Notice of Default...

How much detail is necessary on Schedule B, and what do I show for "Location"?

Iagree with the other attorneys. However, if this fairly simple question is confusing, you really need to find the way to meet with an attorney...

How much money will make it worthwhile for a bankruptcy trustee to go after creditors for payments given within 3mo b4 filing?

The credit card company can also object to the discharge of charges incurred when you knew or should have known you couldn't repay them - and they...

Some jurisdictions require that an adversary proceeding be filed instead of a motion and you receive an order if you are successful which can be...

Senior Homestead exemption in CA for married filing individual BK

You do not say what the defaulted loan balance is. I agree with the other attorneys that you are entitled to the $175,000 homestead exemption. ...

I am struggling to keep up mortgage payments and I have lots of debt. Should I claim bankruptcy prior to asking for a refinance?

It may be that you qualify for a loan modification under various governmental programs, instead of a refinance. While you can bring missing...

Can I start an Avon business while under Chapter 13 Bankruptcy?

Depending on where your case is filed, debtors may be allowed to incur debt in the normal course of business and pay it as agreed. You need to...

Can surrender my home back to lender during ch 13? I a 24 months into a 54 month plan in NC.

This is really a complicateed question. Whether or not there is a deficiency depends on the laws of your state. There may be tax consequences as...

Selected as the best answer

As the other attorneys have already mentioned, if you were required to be in a 60 month plan because of your income, you generally cannot shorten...

Selected as the best answer

All of your property is property of the estate, although in a Chapter 13 you generally retain possession of all assets. You generally must do a...