Archived
How often may a creditor seek to garnish my wages? Creditor already obtained a final judgment. They applied for wage garnishment
Susan's answer
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Answered on June 10, 2016
I agree with the other attorneys' advice. Have you considered filing for a Chapter 7 and get rid of this debt so that you do not have to worry...
Archived
How can I get traffic tickets removed from my credit score
Susan's answer
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Answered on June 10, 2016
I agree with the other attorneys. The best thing to do is to pay the tickets and then provide proof to the credit reporting agencies so that they...
Archived
I have to re-open my BK 7 that was discharged in Feb. 2011 . Will this affect our credit report..
Susan's answer
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Answered on June 10, 2016
You should talk to the attorney who handled the case for you before reopening the case. Are you able to fully exempt the settlement amount? ...
Archived
Can I refile chapter 13 with another lawyer if the court dismisses my first case ?
Susan's answer
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Answered on June 10, 2016
I am not sure why your case was dismissed or if this was your first Chapter 13. If you file again shortly after the first Chapter 13 was...
Archived
What happens with a chapter 13 in a divorce?
Susan's answer
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Answered on June 10, 2016
If you are represented by the same attorney, you should discuss this with the attorney right away. Many attorneys take the position that it is a...
Archived
I filed chapter 13. I just lost my job. Can i use my ira funds to purchase a moble home for my family. Rite now i pay 1555 rent
Susan's answer
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Answered on June 10, 2016
You can use exempt funds to purchase a mobile home and it sounds like a practical way of dealing with the loss of your income. I do not know why...
Archived
Bankruptcy chapter 13, missed mortgage payments
Susan's answer
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Answered on June 10, 2016
I agree with the advice from the other attorneys. Failure to keep your post-petition mortgage payments current is a default of your plan...
Archived
Will a bankruptcy offer any protection from court ordered sanctions?
Susan's answer
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Answered on August 05, 2013
Monetary sanctions/award of attorney fees as a result of a motion to compel discovery responses would be dischargeable in a bankruptcy. Meet with...
Archived
Credit debt fell off my credit report now getting letter from collection agency for twice the amount originally owed
Susan's answer
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Answered on August 05, 2013
A debt may have "fallen" off of your credit report. However, if they obtained a judgment, that judgment is likely still collectible. The state of...
Archived
What form do I use?
Susan's answer
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Answered on August 05, 2013
Make an appointment with an experienced attorney right away. As soon as a bankruptcy is filed, the lawsuit is stopped due to the "automatic stay"...
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