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My house was included in chapter 7 and hearing for foreclosure is next month,I was sent a notice by the attorneys.Do I need an
Norma's answer
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Answered on January 09, 2013
Assuming that you did not reaffirm your mortgage then the Chapter 7 discharge would have eliminated your personal liability for the mortgage. If...
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Can I drop out of chapter 13 and go with A debt management
Norma's answer
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Answered on January 09, 2013
I am assuming that what you are stating is that you want to have the Chapter 13 case dismissed. If you stop paying the Chapter 13 plan then it will...
I live in las vegas , nv. my only income is ssi disability.i have taken out pay day loans thru money tree. i cant pay back .
Norma's answer
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Answered on January 06, 2013
If your only source of income is your social security disability income then this creditor cannot attach, garnish or seize this income. Please...
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I have filed chapter 13 - I'm near the end, and my unemployement is running out. I qualify to start taking my pension. Can I?
Norma's answer
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Answered on January 06, 2013
Retirement accounts are generally exempt in your bankruptcy case and are therefore not part of the bankruptcy estate when you file for Chapter 13...
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I haven't been able to pay my second mortgage for 6 mos, should I contact the bank about payment arrangements?
Norma's answer
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Answered on January 06, 2013
I suggest that you contact them to discuss payment options for any amounts that you are currently behind on for your second mortgage. If you just...
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I ask my bank for a re modification on my first and instead one employee mislead my wife by telling her you need an income proof
Norma's answer
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Answered on January 06, 2013
Unfortunately I think this is a financial decision that needs to be made based on sitting down and reviewing your finances and what are the...
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How bad is my credit score if my ex husband doesn't pay the credit card at 21,000$
Norma's answer
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Answered on January 06, 2013
Unfortunately if you have a joint account together and he fails to make the payments, it will continue to adversely affect your credit score. Even...
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I fell 25ish ft. from Skytrack 3years ago and wondering what my filing bankrupcy options are?
Norma's answer
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Answered on January 06, 2013
The first thing you need to do is have an attorney evaluate your income and finances to determine if bankruptcy is a good option for your given...
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Please help
Norma's answer
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Answered on January 06, 2013
As to the effect on your credit, opening a bank account should not affect your credit even if she has problems with her credit. Although you are...
What happens if none of my creditors file a proof of claim?
Norma's answer
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Answered on January 06, 2013
Your creditors are required to file a proof of claim within 90 days of your first date set for your 341 hearing and for government claims within...