Can the CA report the same account twice to the credit bureaus? Why didn't the CA have my address or phone number?

Whether it is being reported twice really depends on looking at the status of the accounts that are being reported. If the accounts show as charged...

How does a Collection Agency not have my information?

Unfortunately the information between the original creditor and the collection company it was turned over to is not always coordinated properly....

If I file a chapter 13 here in Utah, will it save me from a tax levy?

When you file a Chapter 13 bankruptcy the automatic stay protects you from creditor action including action from a taxing authority to collect on...

Can I remove a third lien on my home

The answer of what you need to do really depends on what type of liens these are. If the liens are judgment liens they may have been avoidable in...

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Chapter 7 bankruptcy

If you have an attorney then he can check on the case and confirm if there is something that needs to be done such as filing your second class...

If you file chapter 7 & it was discharged, you then tried a loan modification with the lender & made a few pymts then claimed t

FHA may be asking questions about the bankruptcy and mortgage because they have guidelines about who qualifies for an FHA loan. Their guidelines...

Am i obligated to pay tax on forgiven debt second mortgage?

Generally if there is cancellation of debt, it is treated as income to you. The company will 1099 you for the amount of cancelled debt. You may...

Filed Ch 7 in 2012 , was discharged , reiffirmation agrement on my car , it was totaled by no fault of my own

If there is any balance owed after the insurance payment and you cannot get your insurance company to cover the difference then you are personally...

How long does bankruptcy take?

After filing for bankruptcy the common time frame to receive a discharge is approximately 3 to 4 months in a Chapter 7 bankruptcy. This is assuming...

Charged off account on credit history

As previously stated, settlements will do little do help improve substantially the existing problems on your credit report. If you are behind that...