My 3 year chapter 13 plan was confirmed about 8 months ago. All of my debt was unsecured non priority debts (credit cards). I have been making payments to the trustee for almost a year.
The trustee just sent me his report of Receipts and Disbursements and it shows that the majority of the money I paid in is being held as undistributed funds. None of my creditors are listed as claimants. The only people who have received disbursements have been my attorney and the trustee.
So what happens at the end of my 3 year plan if nobody else has claimed that money? Do I get it back? Is it too late for a creditor to file a claim?