CA- 2 people on title as joint tenants. One moves out. Can I stay, or do I have to refi to buy them out or sell? Can I fight?
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Answered on May 24, 2022
The other owner cannot remove you but he could attempt to introduce a new tenant since he also has a rights of possession.
By adding you to the...
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Can I refinance my mortgage (secured loan) 2021 if I filed a chapter 7 in 2009 in California?
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Answered on April 05, 2021
It means that you received probably money from a second mortgage\HELOC ("junior deed of trust") in the past and never paid it back. After you...
How do I keep my house from my ex husband chapter 7?
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Answered on January 13, 2021
The first question is whether the property is part of his "bankruptcy estate"; consult an attorney for details. If its not, then the liquidator...
Can I lose my home even though loss mitigation is processing my application ?
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Answered on December 31, 2020
The California Homeowner Bill of Rights, which provides borrowers legal remedies in the event of "dual tracking", does not apply to rental...
Can I avoid a judgement lien in chapter 7 bk 8+ years after discharge?
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Answered on October 02, 2020
If you are trying to refi or sell, the threat of re-opening your BK and filing a motion to avoid the lien may help in your negotiations. There a...
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Seeking opinion on whether creation of LLC, then quitclaim property to LLC, then have LLC file BK to stave off foreclosure wise?
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Answered on September 17, 2020
The devil is in the details. Is there equity? Will this transfer constitute a fraudulent transfer? Is your true intent to cause delay and...
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Options for a orphaned 2nd mortgage?
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Answered on September 12, 2020
The deed of trust securing date will remain attached to your home for up to 60 years.
The underlying debt is growing and the owner of the note has...
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We are ending a loan mod with a balloon payment on 1/1/20. They said we owed $498,000 and now They are added another $181,000.?
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Answered on September 08, 2020
Your decision to sign the loan modification without reading it or understanding it is the real problem. Its no defense to say that you did not...
What is the statute of limitations in CA on a forclosure since I have not paid them in over 10years. refused 2 validat of debt.
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Answered on August 25, 2020
The deed of trust you signed (at the time you accepted the money) has a 60 year statute of limitations (or 10 years from the date of the maturity...
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Is there still a freeze on foreclosures in CA?
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Answered on July 14, 2020
Assuming you have a Freddie Mac loan, the trustee sale could be conducted September 1, 2020 or thereafter. If a mistake is made and the home is...
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