Chapter 13 question?

Unless your income changes, you cannot afford to keep the home for the long term. In the short term, you should be strategic about how you plan...

This is very simple. The owner of the debt wants the their money back, but you don't want to pay it back despite having signed a contract wherein...

There is no court case; your home is scheduled to be auctioned off subject to the first mortgage on April 8, 2020. You must take immediate action:...

Foreclosure sale dates and Covid 19 moratoriums?

HUD announced a 60 day moratorium on some FHA loans. Whether or not the loan servicer must, or will comply, is another question. If the home is...

Neither as a borrower or a property owner, do you have no contractual right to dictate whom the owner of your mortgage debt chooses to hire to act...

Can a housing association collect back HOA dues after the house has been foreclosed on?

Yes, the HOA continued to provide services to your property after you stopped paying. The foreclosure ended your ownership interest but not until...

Have a mortgage i do not pay, can i move ?

Probably not...unless the mortgage contract requires that you maintain possession (as with reverse mortgages). You remain liable for the debt such...

What if my name is on the deed but NOT on the loan?

Your house is encumbered by the spouse's debt....but not you personally. While a family law judge may consider the mortgage attached to your...

How long do we have to file a motion to release a lien after we filed bankruptcy?

Re-opening your chapter 7 and attempting to "strip" the junior mortgage will fail for the reasons cited by fellow counsel. The junior mortgage has...

Yes, $175k of your equity is exempt. But be sure your valuation of the home is accurate. Speak with an attorney and consider if other personal...