When you borrowed the money, you likely signed a "deed of trust" and conveyed a property interest to a designated trustee. You also agreed to a...

How soon after discharge from chapter 7 can a bank foreclose on a home in California?

This is a potential worry. While protected by the automatic stay in a bankruptcy, it's crucial to track the postponed Trustee Sales. Foreclosing...

You need a new realtor and a bankruptcy attorney as a back up to foreclosure. Any good short sale realtor anticipates HOA problems and the loss of...

Bankruptcy/Deed of Trust/Home Mortgage Loan: How Can an Assignment of Deed of Trust be Notarized by a notary in different State?

You are looking for a silver bullet that does not exist. The "Robo-signing" allegations, as a defense to your failure to pay for mortgage as...

What does it mean when 2nd mortgage servicer keeps sending inspectors even though I have started paying.

Why don't you formally ask them by making a Request for Information? You are in breach of your contracts which allows the lender to effectuate...

What is the right calculation for Statute of Limitation, regarding NOS in bankruptcy, and does last NOS a violation of stay ?

Stop looking for a silver bullet and focus on the real problem: you've breached the contract and the lender has the right to force a sale to get...

You have a right to get the information if you can prove you are the beneficiary of a trust that owns the property. A new California law...

You can also explore a traditional refinance (need a perfect 12 month payment history in the BK13) or a reverse mortgage if you are of age and have...

How to settle past liens from bankruptcies during a refinance?

After you have an attorney look over the writings that evidence the "liens", you will have a better understanding of the scope of the legal service...

CH.13 questions: how can we find out exactly what was paid AFTER the bk was dismissed?

Hire someone new. This an accounting question in a sense and you need to collect raw data first. Start with reviewing the Trustee's report. ...