When a business files for Chapter 11 bankruptcy, it means the business will continue to operate while they work out payment arrangements with their...

How do I deal with my deceased mothers credit card debt?

You may need to consult with an Estate Planning attorney here. If there was a living trust and you are the executor of the estate on the living...

What should I do when served by Midland Attorneys?

You can start by trying to negotiate a settlement yourself. However, if you don't settle, Midland will proceed with their litigation and obtain a...

How should I proceed against my student lender who has reactivated a charge off loan and applied multiple payments to the loan?

First, you have a private student loan based upon your facts; i.e. co-signors are always on private student loans. I agree with my colleagues...

Should I file a lawsuit against a student loan?

If your loan is a federal student loan, then you can always get control over the payment by getting on an income sensitive repayment program. I...

What actions can I take against either the person and property the lien is against or the person that claims he purchased it?

I recommend you hire a lawyer. Real property issues are very complex.

Tax debt, Student Loan Debt, and Bankruptcy

Call a bankruptcy lawyer first for a consultation on All the debts. Then, get all your taxes filed, so that you know whether you'll owe more taxes...

Is there anything we can do to postpone a UD hearing

As a last effort to postpone [depending upon how much time you need to move], filing bankruptcy will stop the UD action, but only temporarily. A...

Cannot find old student loan

I agree with colleagues here. I get the moral obligation people feel they must repay their debts. Are you sure you didn't refinance a home and pay...

I need to file for "undue hardship" to get my private and federal loans discharged. What is the correct way, chapter 7 or 13?

All great information. I will only add that there is no "correct" way to discharge student loan debts because you need to first determine whether...