Archived
Can i reopen two ch13 cases if just discovered that the creditor combined all funds disch in 1st ch13 into 2nd disch by trustee?
Christine's answer
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Answered on July 26, 2012
This appears to be a secured mortgage claim, yes? When you file chapter 13, your mortgage becomes current and you pay the arrears through your...
Selected as the best answer
Are major home repairs before bankruptcy considered abusive if paid with credit?
Christine's answer
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Answered on July 17, 2012
You need to consult with your local bankruptcy attorney. The National Association of Consumer Bankruptcy Attorneys can provide a referral for you....
Archived
I was just told by my john hancock represenative that i had to wait 60 days ,then 12 days to process my check, before she could
Christine's answer
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Answered on July 17, 2012
Sorry, but we cannot respond as we get it that you're waiting for a check to be processed.
Archived
What is a charge off?
Christine's answer
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Answered on July 17, 2012
I agree with the prior answer in that the creditor is charging this debt off as bad debt. They may still have a right to collect on it and you'll...
Archived
X wife of 6 years not paying medical bills two for her 1 for our kid, other bills 1 for trash at the house she kept in divorce.
Christine's answer
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Answered on July 17, 2012
Simply getting divorced does not necessarily eliminate your legal obligation on a debt. You can start with the suggestion of prior counsel, but as...
Archived
I'M BEING SUED BY A PROFESSIONAL COLLECTION CONSULTANTS ON A UNPAID CREDIT CARD WHAT CAN I DO TO AVOID GOING TO COURT????
Christine's answer
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Answered on July 17, 2012
I agree with the prior answer to file an answer to avoid a default judgment. You need to know what defenses you may have to leverage a settlement...
Fair Credit Reporting Act (FCRA) & Statute of limitations in California for consumer debt
Christine's answer
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Answered on July 17, 2012
You have no private right of action under the FCRA. Just write dispute letters to the credit bureaus, all three of them.
Archived
I have ten did not appear on my driving record,how do I have these removed?
Christine's answer
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Answered on July 05, 2012
I agree with prior answers in that there is not enough information here to provide a clear answer. However, I can tell you that when information...
Archived
I was in a car accident yesturday. I was making a left when I got hit .
Christine's answer
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Answered on July 05, 2012
In the title of your inquiry you stated that you were making a left turn at the time of your involvement in an accident. As for fault (i.e.,...
Chapter 7 with a reverse mortgage (HECM)
Christine's answer
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Answered on May 23, 2012
She will only lose the home to the extent that their is equity in the property that exceeds any exemptions allowed. The property is an asset of...
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