Archived
HOW LONG DOES IT TAKE FOR THE COURT TO DISMISS MY CH 13 PETITION ONCE I FILE THE APPLICATION TO DISMISS?
Christine's answer
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Answered on October 24, 2011
Since your request for dismissal comes before the Plan has been confirmed, you should get your dismissal Order quickly. By quickly, I mean to say...
Archived
I am responsible for the full payment of a medical bill if the clinic erroneously informed me that my insurance was valid?
Christine's answer
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Answered on October 24, 2011
You knew your insurance had expired and went to the doctor and they billed your carrier. I got it. Sorry, this scenario does not magically create...
Archived
I have gap insurance that was included in my monthly payments on my truck. I my friend total my truck and I had not insurance
Christine's answer
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Answered on October 24, 2011
You can always file a claim with your gap carrier. Unfortunately, gap insurance is exactly what it says, in that it "fills in the gaps." Gap...
Archived
I got a ticket for driving my brother in laws car with expired tags and no proof of insurance
Christine's answer
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Answered on October 24, 2011
I agree with the previous answer. You must register the vehicle and obtain valid insurance, if you hadn't already done so at the time you were...
Archived
Chapter 7 mortgage not reaffirmed bit still paying on time. 1st mortgage sold and they start calling asking for payment
Christine's answer
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Answered on October 24, 2011
I agree with Mark Markus' answer in that even though the debt has likely been discharged, the lender/servicer still has a lien. As such, they have...
Archived
WHEN CAN I FILE CH 7 AFTER A CH 13 VOLUNTARY DISMISSAL
Christine's answer
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Answered on October 24, 2011
You can file Chapter 7 immediately, however, a second filing within 12 months imposes a limit on the automatic stay. In a second filing, the...
Archived
I'm considering filing Chapter 13 bankruptcy while I'm separated. Will it affect my spouse?
Christine's answer
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Answered on October 21, 2011
You must disclose that you are still married. However, you can file an individual case. In addition to telling the court you're married, you must...
Archived
How much does it cost to convert to a ch 7 from a 13?
Christine's answer
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Answered on October 21, 2011
I agree with my colleagues here. The filing fee is nominal, but the other considerations are whether you qualify for a Chapter 7 case and pass the...
Archived
We filed for bankruptcy (chapter 7) and have a small S-Corp. What happens to the debt incurred by the S-Corp?
Christine's answer
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Answered on October 21, 2011
If you signed for the corporate debts and included all those debts in your personal bankruptcy, then your liability has been discharged through...
Life Insurance Beneficiary vs Will
Christine's answer
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Answered on October 21, 2011
Generally, the life insurance carrier will need a person as the named beneficiary and not a trust. The proceeds from the life insurance policy will...
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