If you are unable to attend your bankruptcy hearing, the trustee and judge do have the option of dismissing your case. However, judges and...

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Is there any advantages or disadvantages to filing bankruptcy jointly with a spouse (as opposed to seperately)?

Generally, the advantage is to file jointly with your spouse. Filing separately is two separate bankruptcy cases entirely, which means two...

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Can a mortgage servicer act and claim to be a debt collector when the mortgae loan has always and is current?

It's probably not unlawful for them to contact you in this manner, it's just bad customer relations to do so. If you want to stop the...

Would this be an appropriate case for bankruptcy?

Yes, it sounds like the debt is not a qualified department of education backed student loan, which means it should be dischargeable in bankruptcy. ...

If a non judicial foreclosure takes place, is the borrower still responsible for a second mortgage on that property?

Typically yes. A foreclosure on the first mortgage does not satisfy the second, and the second lender can still go after the money owed under the...

How do I prove in bankruptcy that the money I received from relative was loaned to me?

Repaying a relative (or any creditor) while not repaying other creditors is called a "preference." The bankruptcy trustee could go after the money...

The statute of limitations for breach of written contract in California is 4 years. If you haven't made a payment in over 4 years, there is no...

My business partner is filing chapter 7 personally. How will this affect the debts the corporation owes.

Your business partner's individual bankruptcy does not discharge debts of the corporation. The corporation is not filing bankruptcy (I assume), so...

The bank is offering Deed in Lieu of Foreclosure.

If you are planning to do a bankruptcy anyway, that is probably the best way to get the property back to the lender. You don't want the lender to...

Is there any way to get a cancelled credit card expunged from my credit score?

An account showing as "paid/never late" should not adversely affect your credit score. To answer your question directly, it may be difficult, but...